Pre DVC - During our family trips (2 kids) usually stayed at Swan/Dolphin using Marriott/Bonvoy points plus the educator's discount. Still like those hotels and find them reasonable and great location. We also rented points a few times at BCV and BWV.
First DVC - Summer 2020 during COVID resale prices were pretty low so decided to take the plunge and got a good deal on150 pt BLT resale. I would have preferred an EPCOT resort but couldn't justify the short time window. By this time we were empty nesters, but our kids still like disney so we planned to share the points with them. Didn't get to use our points till fall 2022, late booking split stay between BWV, SS and AKL, all great, but still haven't been to home resort.
Next DVC - Signed contract this morning for 150 Direct VGF
and immediately bought annual passes for DH and myself (my big fear is that annual pass sales would halt again). The multiple incentives really brought the price down close to what we had paid for resale in 2020. I think we will make up the difference in just a few years with the annual pass discount. Putting my kids on this contract so they can benefit from the discounts too, trips planned for BLT for family in sept (studio) and feb (one bedroom). Not as thrilled with the point charts at VGF, but DH and DD are really excited about the resort and I'm excited about the lack of resale restrictions and being able to reserve at the newer resorts as a direct purchaser.
Total 300 points, hoping we're good!
First DVC - Summer 2020 during COVID resale prices were pretty low so decided to take the plunge and got a good deal on150 pt BLT resale. I would have preferred an EPCOT resort but couldn't justify the short time window. By this time we were empty nesters, but our kids still like disney so we planned to share the points with them. Didn't get to use our points till fall 2022, late booking split stay between BWV, SS and AKL, all great, but still haven't been to home resort.
Next DVC - Signed contract this morning for 150 Direct VGF

Total 300 points, hoping we're good!