There are no closing costs for an add on. And I think that the current incentives kick in at 110 points. I just did a 25 point AKV add on and it was very easy to do. Give your guide a call. They can answer all of the questions. But there are no additional fees. Just the cost per point.
I paid cash for the add on. I financed part of my master contract. I would assume that the terms for financing an add on would be the same as a master contract and that you would need to put 10% down.
If I want to add on to our home resort (SSR) can I do it so I have the same UY (Dec)? I would rather not have a UY with only 25 or so points in it. What is the going rate per point right now?