Ok, here is my deal/dilemma... I am really wishing to celebrate my 40th birthday (this Oct) in disney world. My DH has no idea first of all that is my wish, so that is one little prob, then there is the money... always the money right? My situation is this... we are actually getting a tax refund this year, about $2300. My husband MAY get a nice $3500 bonus in June (his boss hinted at it, but didn't confirm). We have about $7000 in credit card debt. So should I pay off some of the higher interest rate cards and plan for the trip and just enjoy? OR do I be the responsible adult and get the cards paid off and go next spring? So hard to decide when you have the DISfever. I know what is right, but I am wondering what other folks might do. Are there others out there willing to stay in debt a little longer just to visit WDW?