Just wanted to upddate...
Turns out that my DD was not the one who tore the coat. It was torn already. The other girl had torn it the week before.
So NOW...we're going to tie a special ribbon on the zipper pull so that DD can distinguish her coat from the other one. Thanks for the replies.
Problem solved, issue over. Sorry some of you took offense to the nature of the thread. Guess you can't make everyone happy...