We have referred 3 friends so far, and each time we received 200 disney dollars. You could choose to have it used towards your dues, but we chose the Disney dollars. If you have more than one in a year, it increases for each one. We split the Disney Dollars with the friends that bought. Last year, we gave the Dollars to the kids for DisneyQuest. We have friends that just closed and told them they were getting half of our Disney Dollars, and they said it wasn't necessary, but hey we're friends.
"We are very seriously looking at buying very soon, however, and it seems a waste on our end to not somehow claim this "reward" since
DVC anticipates paying it."
I'm not sure if your' question is,
Are you entitled to get the referral bonus that members get, if noone "officially" referred you?
No
If you had a friend that was a member that you told the guide when you previewed DVC, he referred you, and they decided to split it or give it all to you, more power to you.
In our numerous add-ons, we've found that the only negotiation we ever really won on was when we were staying at the BW the first year at a very low price, we couldn't get the room for that price for the next night, but when we said if we bought............
we got the rooms, for still a price. Nothing free. I wish we got in on the old free tix for buying at okw back then. Now that was an incentive, haven't seen anything since.