What is your dues threshold?

[Chili327]

Curious...most dues are in the single or low double digits currently. Do you have a personal dues threshold that will make you want to tap out and sell your contract after the annual fees rise to XX/pt?

Have you thought about a limit on how much you want to spend per year after all the initial buy in costs?

As long as the dues are lower than rack rate, that’s all that matters financially… unless unforeseen hardships or other factors come into play. I’m all in for the long haul, no set amount. Just trying to stay in the lower half of the dues list. lol

 

[VGCgroupie]

I've been checking it a lot less than typical, that's for sure . But I can't resist these few quiet moments at the beginning and end of the day when the kids are asleep.

I got my closing docs to sign and was on the boards while sitting on the beach at Aulani. Magical!

 

[MartyParty]

My mental threshold is $5k/year for all contracts in today’s dollars and we assume that goes up each year. Right now we are at 2.8k and looking to add which will bring us to $4k next year. I suspect I’ll have to adjust my mentality in the future lol, but $5k feels like a reasonable number for what we want to do right now. When our house is paid off in 2 years then all bets are off!

I’m in your camp. $5k per year in dues for about 600 points. Just reached 600 in the last few years with a couple of add ons. This gets us 2 bedroom every year and some studio stays. 3 bedrooms every few years.

But we don’t want all our travel and budget limited to Disney. Our other dollars go elsewhere.

 

[Chili327]

I’m in your camp. $5k per year in dues for about 600 points. Just reached 600 in the last few years with a couple of add ons. This gets us 2 bedroom every year and some studio stays. 3 bedrooms every few years.

But we don’t want all our travel and budget limited to Disney. Our other dollars go elsewhere.

Do you rent out points at all?

 

[MartyParty]

Do you rent out points at all?

Short answer:

'no'

Longer answer:

• Last time we rented out points was circa 2018.
• But at that time, we had about 200 points not 600.
• Now that we're at the 600 level (with earliest expiration 2057) I think we'll rent out in the future.
• For clarification, I'm over the moon being at 600 and now able to book bedrooms regularly with TPV or Ocean even if needing to occasionally rent out.

I don't see us needing to rent out till 2028+.

• We are planning a 3BR BLT TPV for next year.
• Might squeeze in a DL trip Fall of 2026 (without adult kids!).
• 2027 is looking like an Aulani trip with ocean view in a 2 BR.
• 2028 2BR at VDH. Come on DVC release more VDH points!

No plans for 2029 but let's hope Disney planning isn't required four years in advance!