What is your dues threshold?

Curious...most dues are in the single or low double digits currently. Do you have a personal dues threshold that will make you want to tap out and sell your contract after the annual fees rise to XX/pt?

Have you thought about a limit on how much you want to spend per year after all the initial buy in costs?
As long as the dues are lower than rack rate, that’s all that matters financially… unless unforeseen hardships or other factors come into play. I’m all in for the long haul, no set amount. Just trying to stay in the lower half of the dues list. lol
 
My mental threshold is $5k/year for all contracts in today’s dollars and we assume that goes up each year. Right now we are at 2.8k and looking to add which will bring us to $4k next year. I suspect I’ll have to adjust my mentality in the future lol, but $5k feels like a reasonable number for what we want to do right now. When our house is paid off in 2 years then all bets are off!
I’m in your camp. $5k per year in dues for about 600 points. Just reached 600 in the last few years with a couple of add ons. This gets us 2 bedroom every year and some studio stays. 3 bedrooms every few years.

But we don’t want all our travel and budget limited to Disney. Our other dollars go elsewhere.
 















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