Originally posted by SueEllen
Disney will let you have a "cash" account. When your balance hits a certain amount they will suspend your charging priviledges until you come to the guest services desk and make a payment. They will send you a notice to your room to let you know that you are at this limit.
You do not have to pre-pay anything at all on the account, although you can.
We did this back in October as I wanted to pay cash (check) instead of using a credit card for that cruise. It was not a problem at all. You have to wait while the check goes through their approval system but it didn't take very long. I suggest for your last day that you have a card (maybe a debit card) on the account for any charges that last night to prevent having to stand in that long line the last morning.
Sue Ellen