I read something about DVD in our paperwork...didn't quite understand. I hear CRO on here a lot too. I am sure it is something I will feel like an idiot asking about when I read the answers posted. LOL
Just to be clear, DVD is the Disney subsidiary that sells Disney Vacation Club. So the reason they are on your paperwork is because they are the legal entity you are contracting with.
And DVD does hold a small percentage of the room availability for cash reservations.
The vast majority of Cash Rooms does not come from from the DVD ownership portion of DVC. They come from members who trade out to non-DVC non-II locations. (Disney Collection, Buena Vista Trading, Cruises, etc)