What Does a Disney Point Cost?

[Leight19]

I recently have been doing similar analysis and one thing surprising to me is how competitive the 2042 resorts can be (considering all resale). My initial thought is the extra years will impact value (seems bad to pay $130 bw for 20 years when can pay $160 poly for 44 years). However, when you price out cost per year that becomes small portion of overall cost compared to dues and opportunity cost of investment.

I assumed 4.5% since that’s my mortgage rate and money I put to dvc could go to mortgage instead. With this, price of bw resale was $20.20 per point vs poly $17.90 a point. Given the point charts, when including the opportunity cost of money studio boardwalk stays can actually be cheaper then poly despite 22 less years on contract.

 

[howardlee2]

impossible to figure this out accurately. however, this appears to be the ONLY timeshare that either hold or increases in value! for this reason we have held onto our points to use them real soon for experiences with our grandchildren

 

[Donna M]

I like reading these posts written by people that really enjoy getting into the numbers; that´s not a skill I posses. I like to calculate how much a vacation costs at rack rate to see how expensive it could be, then the numbers look real good for how much I feel like I am saving. Our next trip would cost over $22,000 . We never would take a trip that expensive, but we have the points due to covid.