we bought 375 points back in 1995, each time we go, we price out our vacation or cruise on the disney web sight. acoording to the web site pricing, we have already recoered our total investment for the origional points, now we just pay the maintenance fee, so our vacation (usually 3 weeks, or 4 day cruise and 2 weeks at disney world) we pay aprox 1/9th the cost to stay on property!!! worth it for us.