What are the merchant category codes Disney uses?

Richard M Nixon

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May 12, 2014
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I've got a travel card that gives me great reward bonuses when used at merchants that report transactions under specific MCCs, but I'm having a hard time finding what Disney uses. If I go and use my magicband to charge all my food, souvenirs, whatever to my room, I assume that when I checkout that all my purchases will show up as my disney resort, right? Can anyone who's been take a look at their bank statement and tell me what category their resort charge is listed as? If I can get my cashback applied to everything I pay for, it would be super cool.

E: Just to make sure, when I charge, for example, a t-shirt onto my magic band (I can do that, right?) does it immediately hit my credit card or just go on my room bill as if I ordered room service? I'm assuming it's the latter.
 
I've got a travel card that gives me great reward bonuses when used at merchants that report transactions under specific MCCs, but I'm having a hard time finding what Disney uses. If I go and use my magicband to charge all my food, souvenirs, whatever to my room, I assume that when I checkout that all my purchases will show up as my disney resort, right? Can anyone who's been take a look at their bank statement and tell me what category their resort charge is listed as? If I can get my cashback applied to everything I pay for, it would be super cool.

E: Just to make sure, when I charge, for example, a t-shirt onto my magic band (I can do that, right?) does it immediately hit my credit card or just go on my room bill as if I ordered room service? I'm assuming it's the latter.

I don't know the code answer, but yes, when using your MB, it is pooled on your resort charge and only charged to your card either when you check out, or hit the credit limit for your resort level.
 
I don't know the code answer, but yes, when using your MB, it is pooled on your resort charge and only charged to your card either when you check out, or hit the credit limit for your resort level.

Thank you for confirming the second half of my question. What happens when I hit the limit? Can I tell the guys at the desk when I check in "hey, I'm going to be here for a week and eat/shop my *** off, please don't limit me to $500 or some piddly amount"?
 
No, not as far as I know. Limits are based on resort level: $1500 deluxe, $1000 moderate, $500 value. But once they charge your card, it resets to $0.
 

Thanks for the limit info. I did realize that you can just call the front desk and ask them to push a charge through nightly, to avoid anything like getting my "card" declined when making a larger purchase. Though I guess it's smart to carry a real card for just this reason.
 

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