Weird Question about borrowing

[southtown]

I would like to rent a OKW GV in Jan 2005,let me try and set up my question.
At the time of making the reservation in June 2004 at the 7 month window I will have a whopping 6 points. My use year is dec. So on Dec 2004 I will get my 150 points and have 156 points total. I will still need 24 points. So my question is since my reservation will be after I get my points can I still borrow the 24 points from my 2005 use year so I can complete this reservation because I will get my 150 points a month before this happens? Or will it not happen because of the time I am calling that I will it be like I am borrowing my 2004 150 points?
Am I making any sense? If not ask a question and maybe I can explain it better

Any kind of help would be appreciated

 

[Doctor P]

You will need to bank the 6 points you currently have (as of June 2004) in order to be able to use them for this reservation. You will be able to use your December 2004 allotment and can borrow from your December 2005 allotment to make a reservation for January 2005. Hope that helps.

 

[DebbieB]

Points usage is all based on the dates of stay, not on when you make the reservation. The date you make the reservation has no effect on which points you can use.

With a December use year and a January 2005 trip you can use:

Banked Dec 2003 points
Current Dec 2004 points
Borrow Dec 2005 points

 

[southtown]

Cool. Thanks alot you guys. I thought I could but since I am a newbie to DVC I figured I would ask people who would have a better idea .

Thanks again