Is it faster to get them thru Disney or resale ?
Is it faster to get them for small or larger contracts ?
Personally, I would do the following:
* decide what UY would work best for you - best to choose one right before the times you normally travel.
* call
DVC and see if/what UYs they currently have available or do you have to go on a waitlist
* check out a few of the resale companies and see what's listed for sale now
* look at the ROFR thread and see what BCV's selling for (price per point)
After that, you can play around with the numbers and time line and decide what's best. Disney will definitely be faster, but your minimum buy-in is 160 points. With Dis, you'll have availability to your points almost immediately. You can also finance through them, even though I think the Timeshare Store offers financing (through a 3rd party). Resale will definitely take longer, but you may be able to save some money and there's no minimum buy-in. You could buy a 25 point contract only if you chose to! With resale, you have to get passed that ROFR hurdle, and on average, it will take about 2 months before you have access to your points.
As for small/large contracts, I would buy multiple small if you're thinking of buying a lot of points. Bottom line, you can sell smaller contracts easier for more money and have more options in the future. With multiple contracts, you can sell off one, some or all, but if you buy a big contract (e.g., 350 points), you can't break it apart and sell it.
Congrats and best of luck!!!
