We just found out we're expecting in the spring and I was supposed to go back to work next fall when DD2 starts kindergarten. We feel like we would really benefit from me having some kind of income before the baby is born but DD2 is still at home (preschool in the am) and DH works nights and has to sleep during the day so trying to fit something part time in around everyones schedules so we don't have to pay for childcare. I talked briefly with DH this evening about a part time job making about $14 an hour and he thinks I can do better than that doing various 'things'. So I'm looking for ideas on how to make some money, without getting an actual job. We already sell on Ebay and we've nixed the idea of me babysitting. Has anyone tried anything that actually works?
$14 an hour is what, $10 or so after taxes? Subtract clothing and transportation and food/snacks/drinks at work [that will likely cost more than what you'd have if you were at home]...and subtract takeout because you're tired and subtract upping your lifestyle (more vacations, shopping, meals out, hiring help for yard or home, Starbucks runs, salon visits, etc.) because you perceive that more money is coming in...I think just staying home might work out better:
In one hour you could cut/print 10 $1 coupons on things you always buy.
In 2 hours you could list at least 20 items laying around your house for $1 each on a facebook garage sale (and probably make much more!)
In 3 hours you could make a list of every drugstore and grocery store sale with coupon matchups AND meal plan for the week (or month!), which will save you well over $30.
In 4 hours you could enter all of your info and start a budget on YNAB (free trial!) Take $40 and put it toward your "buffer" [a YNAB tenet] and try to get by for the week with what's left. Be creative!
In 5 hours you could call every credit card, bill, bank, and utility and make sure you're getting the best price, pit competitors against each other, negotiate medical bills, and make sure you're signed up for every available program. Sign up for a new bank account for the bonus if you can make the requirement list (direct deposit = easy. $15K minimum balance = not so much!) Get a long term 0% credit card and transfer balances (assuming you have cc debt, and assuming you want to pay less interest while getting out of cc debt.)
In 6 hours you could educate yourself on your retirement/investment accounts (or research how to get started) and make sure all of your dreams have the right boxes checked and forms filed.
In 7 hours you could shop for and cook a month's worth of meals to store in the freezer and prep fresh veggies/fruit for the week. With everything made and planned you will be less likely to end up with "a house full of groceries and nothing for dinner", and you will not be so tempted to go out when you haven't planned to. Remember to thaw what you want in the fridge 1-2 days before you need it - if it's 4pm and the lasagna is frozen solid, it is highly likely that you'll end up in a restaurant that evening!
That's 28 hours of "work" for well over $280 in savings right there. Rinse and repeat where appropriate.
If you were going to make a substantially larger salary, it might be worth working. But for $14/hour I think you're better off spending your time maximizing every dollar.