Warning about the Disney Visa.

[Carl]

I have been using my credit cards for purchases in Europe for years. I made my first purchase with the Disney Visa a few weeks ago and they tack on a 3% fee when using for foreign transactions.
None of the other credit cards I have used have ever done this.

 

[okeydokey]

The Visa we use at my job has always charged a currency fee, but it is 1%. Not too unusual, but I think 3% is high.

 

[Disneyglobegirl]

All cards are different...you need to find out with each one before using internationally about their fees.

 

[Deb in IA]

I have been using my credit cards for purchases in Europe for years. I made my first purchase with the Disney Visa a few weeks ago and they tack on a 3% fee when using for foreign transactions.
None of the other credit cards I have used have ever done this.

It is clearly listed in the Terms and Conditions for your card.

Disney Premier Visa Card:
http://www.firstusa.com/cgi-bin/webcgi/webserve.cgi?card=F8Q5&page_type=appterms

Disney Rewards Visa Card:
http://www.firstusa.com/cgi-bin/webcgi/webserve.cgi?card=F8PR&page_type=appterms

 

[Meriweather]

DH has used Disney Visa for years and they have always had a foreign transaction fee.
Amazon also......same company. Chase.

 

[Squirlz]

While it's true that everyone should be familiar with the Terms and Conditions of their accounts, I have to admit I forgot about this. In my excitement to rack up points on my new Disney Visa for our December trip, I switched my 'charge to' card to it for our Jamaica trip coming up in 3 weeks. In one week the balance of several thousand dollars would have been charged to my Disney card with 3% tacked on. I called after I read this and switched it to an Amex with 0 foreign transaction charge. So thank you Carl for reminding me of this!

 

[Carl]

While it's true that everyone should be familiar with the Terms and Conditions of their accounts, I have to admit I forgot about this. In my excitement to rack up points on my new Disney Visa for our December trip, I switched my 'charge to' card to it for our Jamaica trip coming up in 3 weeks. In one week the balance of several thousand dollars would have been charged to my Disney card with 3% tacked on. I called after I read this and switched it to an Amex with 0 foreign transaction charge. So thank you Carl for reminding me of this!

Yes. In an attempt to gain a 1% reward in Disney points, you'd lose a net 2% on each purchase.
By the way, all Chase cards do not have the fee. My United Mastercard does not charge the fee.

 

[Squirlz]

Yes. In an attempt to gain a 1% reward in Disney points, you'd lose a net 2% on each purchase.
By the way, all Chase cards do not have the fee. My United Mastercard does not charge the fee.

Yeah I know. We do quite a bit of business with Chase. It was just my excitement to get Disney points that led me to do that. We only do International charges once a year so I forgot. Seriously, thank you for reminding me! I was literally 8 days away from incurring that charge.