Yes, you can just call the 800 number on the back of your rewards card and they load the points on right away. I called from the hotel and it took all of 30 seconds! Our statement closed right in the middle of our trip, so it was great to call and reload the rewards right from there. I just ordered a new card and put the current points on it and our statement will again close right at the start of our trip, so I will call and have those rewards loaded while on our trip. The 800 number is 24 hours too! The only "catch" is that you must have at least 10 points/dollars to transfer. (You can also do it online instantly or I have heard that you can do it at the Bank on Main Street but why bother standing in a line when a 30 second phone call does it!) Fun, I love getting those free $$$ and for us, it adds up fast!