VDH Questions for Purchasing

[ClaraOswald]

Ooh, y’all are just getting started!

How many years for you and your misses?

Ive gotten my fair share of swag but never a slider. My magic bands are held on with sad generic Amazon ones.

Same. Boring but it works well. Without one, my son's magic band would have been gone on day 1 because he's always messing with it and unsnapping it.

I will pass out with it on my wrist

Your magic band??

 

[Girlstar30]

How many years for you and your misses?



Same. Boring but it works well. Without one, my son's magic band would have been gone on day 1 because he's always messing with it and unsnapping it.



Your magic band??

Yes I think that and the ornament from hoop de doo are my favorite swag so far!

 

[Girlstar30]

So the adventure continues and my guide called and now I have to sign next week because apparently she spilled the beans about pricing and wasnt supposed to so now I have to sign within 7 days. Fine by me!!!

I thought u guys would be interested to know that you can book a welcome home stay anywhere except grand california and grand floridian.

Not surprised about grand california but floridian took me by surprise, the one bedroom is something I was considering before. Is it because they are the two grands? I would think they would at least allow the resort studios but perhaps they make a lot on cash bookings or something who knows! Oh also no vdh grand villa. That one is fine by me cuz im not doing that point sucker!

 

[Girlstar30]

She was surprised by me dvc knowledge on purchasing and I told her, oh im in a lil online group where we overanalyze dvc all day

 

[Where'sPiglet?]

What should I do for the splitting??? Any advice is appreciated

I think your main options are:
1 - Not split since it's the contract giving you the direct benefits.
2 - Split evenly 75/75. I think a lot of studio nights hover around 25 points, this would allow a buyer of 75 to get around 3 nights/year.
3 - 100/50. This would allow you to sell off either a smaller or larger amount, but even the 100 is still a pretty small contract in the grand scheme of things.

To add: My personal VDH contract is 75 points because of the points charts and what I already owned resale when I bought VDH.

I think in your situation, I'd go with either not splitting or the 100/50, just for the uneven options.

 

[RickNJane]

Sorry we've been together 6 years, married 4

Gosh sign off for a few hours and this thread has gotten totally out of control .

Congrats on your guide calling you back and on the 4 years. For us it has been 44 years! That's longer than some of you have been alive! Been A Disney Couple/Family for all of it! Maybe bump into ya at VDH!!

 

[Girlstar30]

I think your main options are:
1 - Not split since it's the contract giving you the direct benefits.
2 - Split evenly 75/75. I think a lot of studio nights hover around 25 points, this would allow a buyer of 75 to get around 3 nights/year.
3 - 100/50. This would allow you to sell off either a smaller or larger amount, but even the 100 is still a pretty small contract in the grand scheme of things.

Any votes on 50 50 50?

 

[Where'sPiglet?]

Any votes on 50 50 50?

I forgot about that main option.

In my opinion, it seems like extra closing costs for...what purpose? Are you really going to peel off 50 points worth - twice? With 100/50, you could downsize either a smaller or larger portion.

To add: Downsizing any part of this contract would lose your direct benefits, so it seems likely that you'd punt one of your resale contracts before you got to this one.

 

[Sprinkles&Sprints]

Any votes on 50 50 50?

I’d also vote 100 and 50…options are always nice.

 

[atthebeachclub]

Shoot i dont know because she wont tell me what the closing costs are yet! She said i have to wait 4 days because it has to be 7 days from signing that she can discuss pricing and incentives with me which is frustrating I feel like im buying resale again!

She will only confirm things that ive told her which is about the $2000 of incentives. She said i will be very happy with the closing costs and final price compared to poly which I figured! What should I do for the splitting??? Any advice is appreciated

I’ll try to look up my recent closing costs and come back here and let you know.

 

[atthebeachclub]

Any votes on 50 50 50?

50 50 50 gives you more options if you get a second direct contract. May be worthwhile.

 

[Girlstar30]

I’ll try to look up my recent closing costs and come back here and let you know.

Thank you, she hasnt sent me that yet!

 

[Cfabar1]

My gut tells me 75/75, but 50/50/50 could work too if costs don't make it too high....

 

[ClaraOswald]

So the adventure continues and my guide called and now I have to sign next week because apparently she spilled the beans about pricing and wasnt supposed to so now I have to sign within 7 days. Fine by me!!!

I thought u guys would be interested to know that you can book a welcome home stay anywhere except grand california and grand floridian.

Not surprised about grand california but floridian took me by surprise, the one bedroom is something I was considering before. Is it because they are the two grands? I would think they would at least allow the resort studios but perhaps they make a lot on cash bookings or something who knows! Oh also no vdh grand villa. That one is fine by me cuz im not doing that point sucker!

I'm so confused by the 7 day thing. So when we were at Disneyland, we got a tour of VDH. And the guide emailed us the sheet that listed the prices with incentives (the one that gets posted here on the dis.) So does that mean since I didn't purchase within a week....I'm not longer eligible this incentive cycle? That's weird.

Gosh sign off for a few hours and this thread has gotten totally out of control .

Congrats on your guide calling you back and on the 4 years. For us it has been 44 years! That's longer than some of you have been alive! Been A Disney Couple/Family for all of it! Maybe bump into ya at VDH!!

Exact amount of years I've been alive! Ha! We're celebrating our 20th in June. My husband proposed to me at Disneyland back in 2005.

 

[Girlstar30]

My gut tells me 75/75, but 50/50/50 could work too if costs don't make it too high....

Ideally id like 50 50 50 but if the cost isnt worth it I like the 100 50 plan. The 50 pointers are the hot ones

 

[VGCgroupie]

It's VDH so I think 50/50/50 is the way to go. I regret mine being as large as they are. For Poly I would've went 100/50

 

[Where'sPiglet?]

Ideally id like 50 50 50 but if the cost isnt worth it I like the 100 50 plan. The 50 pointers are the hot ones

There's your answer if 50/50/50 is your ideal.

 

[airjay75]

My vote is just a single 150 or a 100/50. Stick with 150 if you think you're keeping this contract for 20+ years. If you want the flexibility of excising some of it, then 100/50 gives you two options of how much you want to sell off.

I am also not as bullish on lots of small contracts given the new $500 CAF. No, I don't think it's going to materially impact the resale market right now, but now that DVC has let that cat out of the bag, who knows how often and how much they might raise it. Better to have options.

Well, now I see @VGCgroupie's suggestion of 3x50. I think she is more knowledgeable than most of us on VDH so I'd probably listen to her .

 

[VGCgroupie]

My vote is just a single 150 or a 100/50. Stick with 150 if you think you're keeping this contract for 20+ years. If you want the flexibility of excising some of it, then 100/50 gives you two options of how much you want to sell off.

I am also not as bullish on lots of small contracts given the new $500 CAF. No, I don't think it's going to materially impact the resale market right now, but now that DVC has let that cat out of the bag, who knows how often and how much they might raise it. Better to have options.

Well, now I see @VGCgroupie's suggestion of 3x50. I think she is more knowledgeable than most of us on VDH so I'd probably listen to her .

I purcahsed non financing so I base my closing costs off of that, Im not sure if financing would raise the closing costs or not. But CA closing is way more affordable than FL so she's basically getting the closing on the 3rd contract free when compared to buying in FL.

Also people dont need as many points at DLR as they do in FL so smaller contracts appeal to more people. Also being restricted you will have existing owners who just want to add on a little bit more to to their direct (much like at RIV) so the benefit of having 50's to sell if ever needed to me is the best scenario and any extra closing would be made up for easily.

 

[airjay75]

I purcahsed non financing so I base my closing costs off of that, Im not sure if financing would raise the closing costs or not. But CA closing is way more affordable than FL so she's basically getting the closing on the 3rd contract free when compared to buying in FL.

Also people dont need as many points at DLR as they do in FL so smaller contracts appeal to more people. Also being restricted you will have existing owners who just want to add on a little bit more to to their direct (much like at RIV) so the benefit of having 50's to sell if ever needed to me is the best scenario and any extra closing would be made up for easily.

Yeah, the restricted resort aspect combined with shorter stays at DLR probably push you toward the smaller the better. I think that convinces me 3x50 makes the most sense.