I have found the easiest way is to book the cruise through DCL, pay the deposit and then transfer the reservation to MS to use points just prior to the final payment due date. That way you avoid any fees if you have to make any changes to the cruise reservation during that long wait. DCL will refund the deposit after the cruise is paid for with points. Plus you get the room/category you want in advance while you figure out how many points needed or how much you will pay with points/cash. Also, someone correct me if I am wrong, once those points are exchanged for a cruise they cannot be used for a
DVC resort stay. So if plans changed those points can only be used for RCI or DCL in the future, correct?
I just booked our 2011 Dream cruise through DCL and will transfer it over to MS at the beginning of 2011 to use points.
DCL and DVC have not always allowed this scenario to happen. So I would be hesitant to count on being able to do this unless you obtain the full name of the CM confirming that you will be able to do so.
Also, all deposits are not refundable. They are per person, and some are quite pricey. So you may be putting up front a very large amount of cash. Here is some info from the Cruise Board here on the DIS regarding DCL deposits:
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Deposits - The 50% deposit special ended at the end of business 9/23/09.
Deposit amounts for 2011 cruises:
Thanks to DU for providing the official information for us to reference.
Length of Cruise..........Category 1 thru 3......Category 4 - 12
................................(Non-Refundable)...........................
3 thru 5 Night.......................$400.................. ....$200......
6 thru 8 Night,............................................ ...................
except Alaskan........................................... ...................
[includes A repos]..................$500.....................$250... ...
10 thru 14 Night and Alaskan....$800.....................$600.......
NOTE: There is no deposit required for children under age 3.
Deposit amounts prior for 2009 & 2010 cruises:
3, 4 and 5 day cruises - $200 per person
7 day cruises - $250 per person
10 day and longer cruises - $600 per person