Yes you are correct ....... and as a European I use this co. or another co.
When We arrive in USA , U K , or mainland Europe we always have a Pre Paid Voucher.
Why ........ It is nearly always Cheaper than going direct to car hire Co.
We have to have Car Insurance ... We are NOT allowed to use our Irish car Insurance Co.
UK car owners have the same restrictions .
You arrive in Say ... Orlando . You have your Reservation & Pre Paid Voucher so NO HARD SELL
at Car Rental Co... be it Dollar ,
Budget , or other Co. .. No holding Up Q while sorting Credit Card or
Insurance etc.
The same would apply to a USA person renting a car in Europe .