Unsure about banking

babesboo99

Veteren Disney Vacationer
Joined
Mar 16, 2009
Messages
1,839
I have 40 pts left from my 2020 Aug UY my question is if I bank them into 2021 can I lose them? If I bank them for a trip in Nov 2021 but cancel because the world is still in the hole will they be lost and would I be able to bank My 2021 pts and maybe rent the 40 out. Not sure if Disney is being understanding on unused pts
 
The banking deadline for August 2020 points is March 31, 2021. If banked, they will be good for trips beginning on or after 8/1/2021 and ending on or before 7/31/2022. If you use those banked points for a November 2021 trip, as long as you cancel it at least 31 days before check-in, you would have until 7/31/2022 to use them.
 
Now that resorts and parks are open, the rules for banking and using are normal,

They are still waiving holding and may even be putting borrowed points back, but that can change at anytime and I assume we will see it back to normal by 2021, if not earlier.
 
I would rent out the 40 and use the cash to pay your dues. Then there is not worry about what to do with those points. I would however bank them and rent them out next year. Everyone now only wants to pay $10- $12 for points where as next year you can get a higher dollar for your points. even if you rented them for $16 you could make $640. Look for someone who want to take a trip earlier in the year that way if something happens you have a lot of time to try and rent them again before they expire. As far as unused points Disney is not extending those points. Its a use or loose issue. and Since you have time to bank them it gives you a full year to use them.
 
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