On Photopass, you can order a disc with all of your pictures on cd for about $100. At universal, not only can you NOT view them online, but the pictures are only available (at least per the photographers) at the park, and they are like $23-25 each. Also, they give you a paper claim ticket, which we found tends to get really really wet - especially at Islands. We found that the digital camera we took was DEFINITELY more "worth it" than having to deal with the photographers (who we found VERY pushy about taking our pictures).
Just an FYI