Saturday our one was hit by what we think was a tornado. We wound up with a massive oak through our roof and numerous other trees down all up and down our street. Our deductible is $1K, so we know we have that yo pay but the biggest budget buster is time! We were in a towel for the first day and a half, now we are dealing with the contractors and the insurance company. DH works ER so he's going to have to sleep some days, hard when they have to replace rafters and a roof in addition to sheet rock ceilings and paint. Doubt we will be goinging anywhere spring break!