Uh-Oh!

[minnie56]

I have had a washing machine leak onto my main floor hallway carpet that runs the entire floor and up the stairs! Problem is, there was bleach in the water!!

I have doused it in clear water....buuuuut if it takes the colour out, will my Homeowners policy cover it??
Anyone know?

 

[DisFan2]

If you have an "all risk" policy, yes. (It's pretty rare that people don't have this type, BTW.)

 

[mommytodarlings]

But, your deductible will apply (probably $500) and you will lose a 10% claims free discount (if you are getting it now) for 3 years.

As well, claims make it harder to get insurance, if you wish to change companies in the next few years.

So you really have to weigh your options.

 

[minnie56]

I will have to number 1 wait till it all drys thoroughly and assess and read my policy as well! We have Homeowners and 3 vehicles all with the same company (ING) and have never had a claim...I guess we'll see what happens!

Thanks everyone

 

[DisFan2]

But, your deductible will apply (probably $500) and you will lose a 10% claims free discount (if you are getting it now) for 3 years.

As well, claims make it harder to get insurance, if you wish to change companies in the next few years.

So you really have to weigh your options.

+1. The only thing I can add is that the best thing to do is talk it over with your broker.