Lori,
The price that I quoted was for an add-on. That means that we had proved to FTW that we had a min stay of at least 4 days. John and I stayed at AKL for $1200 for seven nights. I had purchased an annual pass($540) and John's seven day pass was $365. When you add in the spending money the airfare, tuxes, rings, dresses(my dress, accessories, and 2 flower girl dresses with accessories), welcome bags, Welcome Party at Epcot, tips and gifts, paying for his dads stay and tickets, Marriage licence, transfers, whew!, everything it came right under $10000.

The way we justified it was we wanted a very special meaningful time, and we honeymooned at Disney and we knew this was a once of a lifetime event, we sucked it up and did it. We also payed for it in bits and pieces. It is kinda of scary seeing how much, but at the time of planning we weren't looking at as a whole.
What you were quoted was the wedding, the stay(rack rate), and length of stay passes. I believe Merandab4 did the whole package and she could give you more insight as far as packages go. I hope that this helps you!
Melissa