Travel insurance

[Majesty1919]

How does this work? I play to buy my tickets directly from the airline. I'd like to rent points for an DVC owner and will purchase my tickets from a discount ticket facility.

A couple of days ago I looked at the form for travel insurance from Travel guard. They require the a booking date and a final payment date. Should I need to cancel my trip, how do I coordinate these different refunds knowing that they'd be from different places? Just provide them with receipts?

 

[Jimsig]

I have used Insure my trip dot com twice now. They ask a few basic questions such as ages of those traveling, dates, where to, and total price of trip from what I remember. they will then give you options from multiple insurers with different levels of plans.

The first trip was for airline tickets and cruise which were booked separately. We had to cancel and filed. Had to include receipts and proof we cancelled and filled out the forms. Pretty easy process overall and they sent us a check for the total amount. The second trip I insured is this fall and I insured the airline tickets only this time as the rest can be cancelled with no to little penalty.

IMO if you have to cancel and plan on going to Disney in the future don't bother insuring the tickets. Just hold on to them until you use can them down the road. The price of tickets will continue to go up so buying them in advance will save you money in the long run.

Hope that helps

 

[lost*in*cyberspace]

If you have to make a claim, you provide TravelGuard with all your receipts and proof of money which will not be refunded; ie your airline's cancellation fees. Be sure and update the policy if you make further non-refundable payments after you originally buy the policy. For example, if at the time of the policy purchase, you have only purchased airline tickets, you only insure for that amount. If a month later you have to pay a non-refundable hotel deposit, you call TravelGuard and add that amount to the policy. You may have to pay an additional premium. Don't insure for more than your actual loss; you'll just pay a higher premium for nothing.