Travel Insurance-Search isnt working-need info quickly!

[MermaidsMom]

How does it work again? If you cancel within 30 days and you have the insurance what happens? Cancel within 5 days? Cancel without insurance?

Not being able to do a simple search is driving me crazy. Thanks!

 

[jiffypop72]

With a package, if you cancel inside of 45 days, Disney charges $100 plus any supplier fees (airlines, etc).

Inside of 7 days, it's $200 plus supplier fees.

With the insurance, Disney still charges those fees, but you can file a claim with Travel Guard and get reimbursed if it's a covered reason. TravelGuard also covers airfare (whether or not you purchase through Disney) and medical coverage while you're traveling and loss or damage of luggage.


It's a pretty good deal.

 

[Mike N Kathy]

But why would you need the medical coverage if you have medical insurance

 

[traveler07]

But why would you need the medical coverage if you have medical insurance

You should check with your insurance company and see what you are covered for. Many people aren't covered when they travel outside of the US, or only have limited coverage. Also, I buy travel insurance, also from Travel Guard, because if I needed to be med evaced somewhere, that isn't covered by my insurance and can cost upwards of $20,000!