Travel after banking deadline?

atthebeachclub

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Apr 18, 2024
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Do you ever travel after your banking deadline? I’m realizing my favorite travel times will probably be Jan/Feb (every year) and sometimes March, June or August. I might even travel to Disneyland in October. This means any August or later trips will be after my banking deadline since my use year is December.

Do you have rules about travel after banking deadlines? Should I just YOLO it and worry about repercussions later if it comes down to a last minute cancellation? Dump any stranded points in Interval maybe? Any advice? Not really interested in a second use year!
 
(If I’d stuck with all Florida contracts this wouldn’t be an issue, because I don’t want to be there at certain times of the year, but California has more nice months…)
 
I have but only local, being 61 miles from VDH. Have an April UY & have stayed during a February. Figure it’s much less of a weather & travel risk for me. I keep travel no later than December for other destinations.
 
I have had several trips past the banking deadline. Only one time was a problem but we didn’t lose points, we instead had to add as I had already banked them and then SO asked about a trip I had forgotten we wanted to take 🤦‍♀️
 

We travel when we want to and travel as we like after our banking deadline. When we originally purchased 20+ years ago we traveled at different times so our use year better matched our travel back then.
We also bank and borrow as we like depending on our plans so we are fluid on how we use our points. We fly into Orlando and usually plans are made well in advance so we don’t lose points by canceling.
 
I do it a lot. We have a December UY but we have found that we like traveling in the fall months. I know...dangerous!:scared:

But lately our trip have been in early December, August, February and April. So I guess we're all over the place. That's going to change when the little ones start school and we're more restricted on when they can go.
 
Sadly, most of our travel happens after banking deadline. 😬😭 It's the one thing that we didn't take into account when we purchased our contracts.
 








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