Have about 150 on property stays and now I only stay off property. I was an out of state AP for about 7 years, then FL AP .... and I go about 4-6 weeks a year. Disney prices are insane and paying those would cut back on my number of days/visits.
I can get a bigger space, often with breakfast and/or evening receptions, mostly free parking, hotel points, easy access to outside dining. Very often we are staying in a suite for MUCH less than I'd pay for a Disney value, even a condo with full kitchen and washer/dryer (which I love having).
Perks of on property (at least pre-COVID):
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Disney transportation - which takes MUCH longer to get anywhere than driving. I can be offsite and in bed before a Disney bus even arrives at the park for us. Now with COVID I wouldn't use Disney transportation anyway. BUT the transportation is open to anyone if you want to hop.
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Free parking at the Parks for Disney hotel guests. You have an AP so you get free parking.
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Booking ADRs with a plus 10 days. Even when I stayed onsite I didn't use that. I often didn't book dining until a couple weeks in advance.
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Booking FP+ at 60 days. Only a handful of rides does that matter, and even those I've gotten by just checking the app off and on. I don't find getting what I want difficult.
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Charging back to room. So instead of whipping out my magicband, I whip out my credit card. The plus is I think twice about spending when I'm not using my magicband.
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Shipping purchases to room. I have them sent to front of park and just get them on my way to the car. SO much easier than having to get to the gift shop and pick them up. And I can still send to front the last couple days which you can't do to hotel.
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Dining Plan for hotel guests only. Making the
DDP work for me with value is WAY too much work, I eat WAY too much food, and I eat food I would never order. I much rather use my AP or TIW discount to eat how I want. I save tons of money.
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Extra Magic Hours. I don't get up early so that is no perk for me, and now the evening ones are gone unless you are deluxe. I have enjoyed my deluxe stays but no way I'm paying that anymore. I'd rather pay much less for an offsite deluxe.
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MagicBands. No longer free.
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Magical Express was a great perk for those who fly and don't want a car. No more.
I have AP, I have a car, I enjoy going to the other parks (have Universal AP too) ... there is simply no perk to a Disney stay that can justify the cost for what we get. I spend all that money I save to go more often and to do special events & upsells. I'd much rather do dessert parties, Club Villain, Highway in the Sky, Discovery Cove etc than pay for staying in the bubble.