Transferring points between 2 accounts?

[Martinvols]

I have 2 accounts with Disney --- One with BCV's as my home resort and another with Hilton Head as my home resort. If I have excess points in my Hilton Head account, can I transfer these points to my BCV account? What are the transfer rules as to when transfer is allowed? Thanks and Go Vols!

 

[Chuck S]

I have 2 accounts with Disney --- One with BCV's as my home resort and another with Hilton Head as my home resort. If I have excess points in my Hilton Head account, can I transfer these points to my BCV account? What are the transfer rules as to when transfer is allowed? Thanks and Go Vols!

Do you have two seperate membership numbers? The rules are ou can have one transfer per use year per account, one way, either in or our, but not both, and the use year must match, (ie they must both be in their respective 2006 use year (2007, or whatever). If both of your contracts are under the same membership number (ie master contract and add-on), there is no transfer needed, they will be treated as one contract, but you must abide by the 11/7 month window for the respective number of points.

 

[Martinvols]

do a transfer of 80 points from my Hilton Head account to my Beach Club account in the 2006 use year. Then, I bank these transferred points in both my BCV and Hilton Head accounts during my 2006 use year. Then, I can use these points at the 11 month window during the 2007 use year at the respective BCV and Hilton Head resorts. This sounds like a good fringe benefit enabling good planning for those of us that plan a year or two away. Correct????

 

[CarolMN]

do a transfer of 80 points from my Hilton Head account to my Beach Club account in the 2006 use year. Then, I bank these transferred points in both my BCV and Hilton Head accounts during my 2006 use year. Then, I can use these points at the 11 month window during the 2007 use year at the respective BCV and Hilton Head resorts. This sounds like a good fringe benefit enabling good planning for those of us that plan a year or two away. Correct????

I'm confused. You can bank the 2006 HH points in the HH contract and the 2206 BCV points in the BCV contract. No need to transfer to bank points. What am I missing?

You do know that you can make a reservation at a home resort 11 months prior to check out no matter what you use year is, right?

If you are trying to bypass the 11 month booking rules (for example, hoping that the HH points "morph" to BCV points) - well good luck with that. Since you own both contracts, I think MS will refuse to do a transfer. There is no legitimate need to transfer unless you need points to complete a night's reservation and if you are trying to do that more than 7 months in advance, MS will deny the reservation.

Anyway, I really don't see an advantage to transferring 80 points from your HH contract to your BCV contract.

Best wishes -

 

[Dean]

I'm confused. You can bank the 2006 HH points in the HH contract and the 2206 BCV points in the BCV contract. No need to transfer to bank points. What am I missing?

You do know that you can make a reservation at a home resort 11 months prior to check out no matter what you use year is, right?

If you are trying to bypass the 11 month booking rules (for example, hoping that the HH points "morph" to BCV points) - well good luck with that. Since you own both contracts, I think MS will refuse to do a transfer. There is no legitimate need to transfer unless you need points to complete a night's reservation and if you are trying to do that more than 7 months in advance, MS will deny the reservation.

Anyway, I really don't see an advantage to transferring 80 points from your HH contract to your BCV contract.

Best wishes -

Actually DVC treats members with separate accounts like different owners in this situation. They will allow the transfer subject to the other transfer rules. And if they allow the points to assume the same home resort and use year, they will be usable at the home resort of the destination resort in spite of how upset some get about it. Hopefully they will be able to actually fix this problem at some point.

 

[Martinvols]

Here is the scenario:

I have 160 points in my Hilton Head account and 0 points in my BCV account for the 2006 use year. Therefore, I need to transfer 80 points from the Hilton Head account to the BCV account to enable future use.

After making the 2006 use year transfer ---- then, I will have 80 points in the BCV account and 80 points in the Hilton Head account.

Then, for 2007 use year --- I can book 11 months in advance for the 80 points in my Hilton Head account at the Hilton Head resort. And, I can also book 11 months in advance for my 80 points at BCV at the BCV resort. This is a great fringe benefit for owning 2 accounts!!!!! Is my logic correct?

 

[Doctor P]

Here is the scenario:

I have 160 points in my Hilton Head account and 0 points in my BCV account for the 2006 use year. Therefore, I need to transfer 80 points from the Hilton Head account to the BCV account to enable future use.

After making the 2006 use year transfer ---- then, I will have 80 points in the BCV account and 80 points in the Hilton Head account.

Then, for 2007 use year --- I can book 11 months in advance for the 80 points in my Hilton Head account at the Hilton Head resort. And, I can also book 11 months in advance for my 80 points at BCV at the BCV resort. This is a great fringe benefit for owning 2 accounts!!!!! Is my logic correct?

No. According to the POS, the points must retain their original resort status. Therefore, this is nothing more than an attempt to game the system. Deliberately taking advantage of a glitch in a computer system this way is unfair to other owners, and, IMHO, very unethical. This is a little like finding out that the security system at a store has gone down and taking merchandise out without paying for it because you know the alarm won't go off. It's still shoplifting even though the alarm doesn't go off and you don't get caught. Alternatively, you find out that there is a computer glitch that certain expensive items won't ring up when they are scanned. So, you put together a big order and intersperse the items throughout to take advantage of the computer glitch and don't bring it to the cashier's attention when they scan but you don't get charged. That's still stealing.

 

[Martinvols]

If I make a transfer from one resort to another, I have provided a cash flow benefit to Disney by electing to not use my points in the current use year. I have elected instead to transfer them to another resort for use in a later year. That provides a cash flow benefit to Disney ---- noone can argue that point. I was just asking what Disney's policy was. To make the analogy to stealing is way off base. If I were Disney, I would enjoy having customers delay use to a future year ----- at any resort because of the Cash Flow benefit. Otherwise, why does Disney pay more for resells if the seller has points built up in their account?

 

[Chuck S]

Sorry, I don't see a "cash flow" for Disney, what difference does it make if you use your points this year or next? All it means is that another member will have this years reservation. Banked points are not turned over to Disney for CRO reservations. What it does do, by changing points from one resort to another, is throw the point system for that resort out of whack. In theory, there should be enough pooints allocated to owners of THAT resort to fully book that resort for one year, and the folks that own there have 11 month priority...by "morphing points" you are throwing that 11 month point balance off for the other owners at that resort.

 

[Martinvols]

I agree that Disney probably should not allow this to happen. However, I also see a benefit to Disney by owners who elect to bank points and not use them in current year ---- it provides a real cash flow benefit. Because, a room which is not used via points can be rented out by Disney. Thereby, indirectly, providing a cash flow benefit. I just think the analogy to stealing is not a good one because there is a benefit to Disney with people banking points ------ if I were Disney, I would like people banking points so that I could have more rooms to rent out and provide positive cash flow. And, another reason why I don't like the analogy to stealing is that the management of the point system is not an exact science --- all rooms are not fully booked by "points only" for the duration of a given use year. Disney does provide room for "cash" reservations.

 

[Chuck S]

Again, though, your assmption that banked points provides cash flow for Disney is not necessarily correct. Rooms are only turned over for cash ressies if they are not reserved at 60 days out, so you are assuming that the points you banked = an unreserved room at 60 days Again, not necessarily true, someone could borrow points from the following use year and book that room, thus cancelling ay advantage to Disney that may be gained by your banking...it would be a wash...and in theory, that is how the system is supposed to work. If Disney sees banking/borrowing going out of balance, they can suspend banking and borrowing.

 

[Dean]

No. According to the POS, the points must retain their original resort status. Therefore, this is nothing more than an attempt to game the system. Deliberately taking advantage of a glitch in a computer system this way is unfair to other owners, and, IMHO, very unethical. This is a little like finding out that the security system at a store has gone down and taking merchandise out without paying for it because you know the alarm won't go off. It's still shoplifting even though the alarm doesn't go off and you don't get caught. Alternatively, you find out that there is a computer glitch that certain expensive items won't ring up when they are scanned. So, you put together a big order and intersperse the items throughout to take advantage of the computer glitch and don't bring it to the cashier's attention when they scan but you don't get charged. That's still stealing.

I agree they should fix it and agree it would be wrong to intentionally try to take advantage. However, this can work against you as well. IF you want the points to keep their original characteristics, it's difficult to do so. So much so that if you have points transferred in to use the 11 month reservations, you likely will fail since they would have to track them manually and it takes a day or two minimum. Regardless, the responsibility is on DVC and they are the ones that should fix it. For anyone who is truly upset, they should let DVC know and strongly suggest they fix it. And if you do have points transferred in and asks them to correct it but they don't, I don't think you can find any fault with the member.

 

[Caskbill]

Keep in mind that you don't have a HH 'account' and a BCV 'account'. You have two separate DVC memberships, which only have a single resort each.

You could have had one membership number, with both HH and BCV resorts in it.

Let's say Membership #1 is HH and #2 is BCV.

You transfer 80 points from membership #1 into membership #2. Those 80 points do not become BCV points, they are still HH points. However, due to a glitch in DVC's computer, sometimes they are accidently morphed and treated 'within the computer' as BCV points. Currently when you transfer points in this way, DVC makes a manual notation on the record that those 80 points are really HH points and not BCV points.

So transferring them from one account to another buys you nothing really, except hoping that the CM does not notice they are really HH points and allows you to use them as BCV points at the 11-8 month window.

Effectively trying to use non-home resort points at the 11-month window. If this is allowed, then what is the purpose of even having a home resort booking advantage?

 

[Dean]

So transferring them from one account to another buys you nothing really, except hoping that the CM does not notice they are really HH points and allows you to use them as BCV points at the 11-8 month window.

There certainly are legitimate reasons to transfer for a single owner. These include combining points for single reservations (7 months or after) and to meet DVC's requirement that the points for cash equivalent exchanges be in one single account.

 

[CarolMN]

FWIW, going forward, I think the one transfer rule will make it harder to take advantage of the computer glitch to "morph" points.

I believe the CMs were always trained to make a note of homeresort and use year when points were transferred and that they were told to look for notes when they make reservations. Before the internet became so popular, very few people transferred points and very few knew how the computer system worked. So it really didn't matter much if the CMs missed a note here and there.

Along came multiple transfers - not sure why DVC ever allowed multiple transfers at all, but they did. The internet publicized the "glitch" and commercial renting became an issue.

When transfers were unlmited, it must have been an impossible, very time consuming task to look for the notes, so few CMs took the time - gotta answer those calls! Anyone who has seen what the activity reports look like will know what a job that must have been. I think it even became acceptable for the CMs to not even bother to check.

However, I think since DVC sent out the "no commercial renting and one transfer per use year" email, that training (look for the notes) has been re-emphasized. I think most CMs will now e looking for transfer notes - they'll be a lot easier to deal with now that there can only be one per use year.

I think DVC "fixed" the "morphing problem" by telling the CMs to make notes of home resort and use year when transferign points. I think they have reinforced the traing that says the CMs are to look for the notes before making reservations.

Obviously, this is speculation on my part. But it is probably cheaper to fix the problem with training than it is with software - at least in the short term. Limiting the transfers made the manual "fix" feasible. I don't think anyone should count on the ability to "morph" points.

Best wishes -