Have you ever been to a restaurant and couldn't pay? Well I sure couldn't at Khona cafe a week ago for breakfast, because I could not pay with my magic band. When I switched resorts they did not keep my credit card on file, and I did not know this and had only my ID,
DVC card, and my used up Disney visa rewards (and 28 cash). Yet I signed up for both resorts online checkin and put the same card for both with the same pin. Also, I was not asked to at the front Desk to add a card on file, so I did not think to double check to make sure my card was on file since I did online checkin to add it. So there was the husband and I, and no form of payment. I got so upset I started to cry, because I'm a big baby and never ever been in this situation before. Annnnd I could have sworn on the map and paper they give you at checkin it said credit card on file, and well when I got back to the resort there was the slip with the sticker of my name, DVC room only, and credit card on file! So at Khona that day they had to force my credit card to go through and have a manager come over and took an extra 45 minutes or more of my time. So new note to self, always keep a card with you. ...... And it gets better! After I go back and walk to the front desk to add the card (since I had already done it during online checkin), I go to HS to eat at backlot..... Well they run my magic band and I'm over the limit!! I said I just added it to my room and haven't even charged anything at the resort yet. Well I thought I'm ready for this and brought out the actual Disney visa and swipe ... and still over limit!! I said that's impossible! But I pay with that little cash I had and went on. I double check my visa app to make sure there wasn't any fraud charges and nothing and plenty of credit. Well so then I call chase and they said that Disney did not even send that charge to them to either accept or reject, so they saw nothing on their side. ...... So then I call the resort back and guess what..... They did not set a limit on my resort account, so any amount I would have tried to charge would have been kicked out and rejected. What a day!