Trade/Rent Points for DCL Cruise

[pkrieger2287]

Is the cruise swap program also available to international dvc owners? (Without the need for itin)

Yes! You would just need to keep in mind that in the event of a cancellation, if you would request the funds to be paid out traditionally, we would need the ITIN information to do so.

 

[MouseOfCards]

Thanks for the info! It may sway me to do it that way!! Another Disney cruise is on my list

I've read NUMEROUS times that utilizing renting/trading points for DCL is bad value. I reached out to DVC Rental Store (https://dvcrentalstore.com/members/cruise/) and I am seeing $18 per point for Riviera and you don't deal with the tax implications. I average about 190 points for the weekly November trip in a studio which comes out about $3,420 (190 X $18). Is the issue the $18 per point? I have 200 points banked and playing catchup and part of me can't justify paying DCL directly out of pocket (BIG RCCL fan here). So, this seems like a WIN/WIN for me unless the value is that bad. It's as if I am missing something?

This makes one wonder if it's worthwhile to purchase a DVC contract just for cruising?!

 

[_auroraborealis_]

This makes one wonder if it's worthwhile to purchase a DVC contract just for cruising?!

Probably not. Cruise exchange can be cut off at any time, the rental market could crash, and never staying on your own points could be a flag for commercial use.

 

[Maria_Ohana]

Hey Everyone!

As the Member Relations Supervisor for our Swap Program at DVC Rental Store, I'm happy to shed a bit more light on this situation!

Swapping your points with DVCRS provides you significant savings as compared to exchanging your points directly with DVC for a cruise or adventure.

Let's take this trip for example: 7-Night Alaskan Cruise, on Disney Wonder, Departing August 22, 2022 (2-person booking)

• Direct through Disney: 780 Points + $95 Fee
• Swapping Your Points w/ DVC Rental Store: 297 Points* + No Fees

That's a savings of at least 483 points! You take this trip twice and still have points to spare!

First, you will work with one of our swap advisors to plan your cruise, adventure, etc. Let's say that trip ends up costing $5,000. You will then rent points to pay down this balance owed for your swap. If your points are paid out at $18 per point, you'd be looking at renting 278 points to pay for this trip. Not looking to rent that many? That's the other beauty of it - we require you to rent/swap a minimum of 100 points, but after that, you can pay for the remainder of the trip in cash if you would wish to do so.

Regarding the tax implications, @CarolMN was pretty spot on in her answer. This is viewed as an equal exchange and thus not subject to taxes. You will not receive a 1099 from DVCRS for points swapped, which allows you to harness the full $16 or $18 per point value without needing to set some aside for tax purposes.

You can learn more about all of our swap programs at DVC Rental Store via this link: https://dvcrentalstore.com/members/dvc-point-swap-programs/

Let me know if you have any further questions or concerns, and I would be happy to help!

Thank you so much for sharing this process. I was wondering how it all works. Less hassle as owners trying to rent/swap points.

 

[chevyAZ]

I've read NUMEROUS times that utilizing renting/trading points for DCL is bad value. I reached out to DVC Rental Store (https://dvcrentalstore.com/members/cruise/) and I am seeing $18 per point for Riviera and you don't deal with the tax implications. I average about 190 points for the weekly November trip in a studio which comes out about $3,420 (190 X $18). Is the issue the $18 per point? I have 200 points banked and playing catchup and part of me can't justify paying DCL directly out of pocket (BIG RCCL fan here). So, this seems like a WIN/WIN for me unless the value is that bad. It's as if I am missing something?

Not only that, you will get the leftover cabins. Quite the rip-off.

 

[chevyAZ]

you could book a 1 BR for 2 weeks at Saratoga Springs over Christmas (valued at 9,900) for around the same number of points to get a 4 day cruise valued at around 3,000.

You’re not only getting 1/3 the value, but you will also get the crappiest leftover cabin in the category.