To bank or not bank

[Trebor]

I'm in the final stages of closing on a 150 point BWV DEC UY contract that has 96 banked points that must be used by 11/30/07.

My intention is to take a big trip next Christmas Season staying in a 2BR BW view. I was planning on starting the trip on November 29, to use up the banked points, then stay for another week.

With this plan, the majority of the trip is in my 2007 use year and I'll completely bypass my 2006 points altogether.

I may possibly take one (or two, you know how it goes) trips to DL in 2007, but there is no guarantee.

SO (finally), here is my question: Since there's no guarantee of using my 2006 points, should I just bank them all into 2007 and use those to book the trip I'm definitely taking and then borrow 2007 points for any trips that I end up taking during my 2006 use year?

Thanks in advance for your advice.

 

[RobDoc]

Prior to the 100% Banking deadline, I'd bank all of the 2006 points if you're certain you won't be making another reservation prior to November 29, 2007. That will give you until November 30, 2008 to use those points. If you later decide to make a reservation for a date prior t0 11/30/07, just borrow from your 12/07 UY. The important thing here is not to allow your self to get past your banking deadline.

Enjoy!

 

[byoung]

I agree with Doc.