Thoughts on Renting Out Points

I will add commercial renters have made things VERY HARD for me to own VGC, so much so that I would sell VGC before any of my other points. Commerical renters TOOK that joy of owning VGC from me and I wont let them also take money and time away from me by me doing what is "morally" right. DVC has let the commerical entities set the rules so I have to play by them unfortunately.
This is another reason why I don’t go on FB….
 
Ok, someone tell me I'm looking at this wrong or give me some thoughts or suggestions. I'm a new DVC owner - after my next resale contract closes, I'm going to have a really nice amount of points (950). I'm using all of them next year and probably even borrowing some. For my October 2026 UY, I'd like to rent some points (probably close to 500 of them) to fund a Disney Cruise for my family. Of course, exchanging directly through Disney is easy, but not a very good deal. That has led me to do a lot of thinking about the best way to rent out my points. I've looked a lot at and dvcrentalstore.com and dvcrequest.com and a few others, but mostly those two. I've thought a lot if I want to try to rent them out on my own, how I'd draft the contract, what my payment and cancellation policies would be, and where I might post my points for rent. And, of course, I've joined plenty of Facebook groups where you start to see how a lot of people list their points/reservations for rent.

I keep coming back to the same conclusion - the quickest, easiest, and most profitable way to rent out the points is to book confirmed reservations that cost as little points as possible (resort view studios if you can get them). If you can get them in December, that's probably the most profitable time - a month where the DVC savings is at a maximum and there is lots of demand. Then either list those for rent somewhere myself or, if I want to make things a bit easier (and probably get a little less money), go to dvcrentalstore.com, and list them where you can request you get paid $20/point (haven't been able to figure out how much dvcrequest.com will let you list confirmed reservations for).

I don't really like this - I'd rather be able to make custom reservations for people at their request. Feels like it is better for the renter and better for the system overall - why should I be trying to take up all sorts of December availability for rooms I'd probably never book myself? But, the most you can get going through the two major brokers is $18/point for custom request reservations. And, by the time a custom request comes through for a December reservation, the rooms are probably gone. Sure, I can list the points and do the legwork to rent them out myself, but that will likely take a lot more time and effort, but maybe I'm overestimating that and/or underestimating how easy it is to book cheaper rooms at a time like December. But, it almost seems like the way this ecosystem currently works, it encourages you to book up the cheaper rooms and rent them out as confirmed reservations.

Welcome any thoughts from other owners on how they approach renting their points. Feel free to tell me I'm wrong or why renting them out on my own isn't really that much more difficult. I'd also really be interested in how people who have rented out on their own have approached payment and/or cancellation policies. I keep going back and forth on whether I'd require all payment up front or something like 50% up front and 50% due 60 days before the reservation. If someone needs to cancel, I think giving them the ability to rebook using the same amount points for another time in your UY (if there is availability) seems like it would be a good thing to offer too.
We have only rented our points twice in 15 years. One was to family at basically our cost and the other was to go on a Disney cruise. We used Davidsdvc and it was not the best rate I think I got 16$ per point for riveria points (used in Hawaii). If they had been riveria booked with 11 month privilege I believe it would have been 18$ per point. Overall I could have rented for a few hundred more going on my own, but with David’s they booked my Disney cruise and took care of the rental etc it was all seamless and required almost no thought or effort on my part. If I did it regularly I would do it on my own but for a one time thing it was simpler also there are no tax implications if you book the cruise and rent at the same time as you receive no payment just a credit on your cruise cost
 
This is another reason why I don’t go on FB….

haha yes for most people its political stuff that gets them riled up and angry on FB, for me its all the spec renting of DVC.

I can say that DVC new renting term agreement thing didnt seem to scare those commercial renters at all but it did scare me enough that I dont see myself renting again for a long long while. I am at 20 reservations as of last night in a 12 months rolling period and I hate that I am paranoid about it :(
 

haha yes for most people its political stuff that gets them riled up and angry on FB, for me its all the spec renting of DVC.

I can say that DVC new renting term agreement thing didnt seem to scare those commercial renters at all but it did scare me enough that I dont see myself renting again for a long long while. I am at 20 reservations as of last night in a 12 months rolling period and I hate that I am paranoid about it :(
I’m right there with you. Once upon a time, my FB feed was dominated by political stuff, but now it is filled with DVC and Disney related stuff. And I think you’re absolutely right about the “personal use” attestation having done nothing - well, I wasn’t really paying attention before, but it is sometimes just astounding to see people post 5 confirmed reservations during the month of December and/or short stays during known popular times. If I ever do rent out a confirmed reservation, I would probably have my heart beating double time as I called MS to change the name. I imagine some of those FB folks are unphased one bit.
 
I have more than 20 resys but my name is on every single one so I dont worry. If they want to see how obsessed I am ill refer them to disboards, I ain't renting my points to no one yet 🤣🤣
 
I have more than 20 resys but my name is on every single one so I dont worry. If they want to see how obsessed I am ill refer them to disboards, I ain't renting my points to no one yet 🤣🤣

I had some rentals as I said above but also 2 times this year alone we have 2 studios booked because we couldn't secure a 2 bedroom in CA. So my daughter's name is on one of the studios each time.
 
Spec renting is evil and a detriment to the entire membership.

I’m sticking by my belief that spec renting comes out of pure greed and profit seeking and then tries to justify why that personal greed outweighs being overall detrimental to the broad membership.

These are very strong statements with negative connotations.

Not saying that spec renting is right, but those statements seem overly harsh given that renting is allowed (as long as it is not commercial or frequent).

Is a spec rental done once every two years (or less) really "evil" and "pure greed"?

I cannot stand commercial renters, but I respect my fellow DVC members who use their points within the bounds of the terms of our contracts. Disney can stop bad (evil?) behavior if they want.
 
These are very strong statements with negative connotations.

Not saying that spec renting is right, but those statements seem overly harsh given that renting is allowed (as long as it is not commercial or frequent).

Is a spec rental done once every two years (or less) really "evil" and "pure greed"?

I cannot stand commercial renters, but I respect my fellow DVC members who use their points within the bounds of the terms of our contracts. Disney can stop bad (evil?) behavior if they want.
Yes, IMO any spec rental is done out of greed and is very different than someone who rents out points for reservations on demand after everyone else has had a shot at the 11m window. (It’s obviously not evil as no one is actually getting physically harmed or detained without due process and shipped to a 3rd world country prison… that is ment for dramatic flair).

I also don’t buy into the “I think it’s wrong, but if other people are doing it and I don’t do it then I’m just a sucker” mentality.

I would be in favor of anyone who is caught spec renting having their ability to book or modify reservations online be frozen for 1-year and that all reservations have to go through MS.
 
What about spec renting at 3 months out to make sure the points get used before expiry? Is it the spec renting or the use of the window that is the main issue? Because on demand at 11 months I would argue is an issue too.
 
What about spec renting at 3 months out to make sure the points get used before expiry? Is it the spec renting or the use of the window that is the main issue? Because on demand at 11 months I would argue is an issue too.
I thinks it’s the holding rooms that is the real issue. With on demand at 11 months, at least you know there is an occupier of the room, and it’s not going to sit until 31 days prior to check -in date before being released.

I don’t know how often spec rentals do get released after failing to rent… I imagine not that often. But it still seems wrong to have a room being held while there are others who want it.
 
I can agree that greed is the motivating factor behind a spec rental. You want money for your points, and if you weren't getting more money with the spec rental, not sure why you'd do it. @atthebeachclub raises a good example, but I suppose, even there, one could say your choice is between the spec rental and just foregoing your points, so even there, your motivation is greed/money.

But, is greed inherently wrong? And, if it is, should all such greed induced actions warrant similar punishment? Should intent matter? Should frequency matter? Should a speeder going 5-10 mph over the speed limit have the same fine as someone going 25-30 mph over the speed limit? Does it matter why they're speeding and/or how often they do it? Not everything that is wrong is illegal (or, in the DVC context, violates the terms of our ownership). And not everything that is illegal warrants the same punishment.

It's impossible to come up with a position that everyone will agree on, let alone a system of rules that will perfectly enforce it. I think we can all agree (or at least the people who have chimed in on this thread) that the "personal use" attestation fall short of what we think would be an ideal solution to the problem of commercial and/or spec renting.
 
To play devils advocate, and not that I suspect this is popular, but an owner could technically book a room and never use it, too. It’s within their rights to do so. I’ve seen Facebook posts from local owners stating that for one reason or another they wouldn’t actually even be staying in their booked room due to other obligations, but they were keeping the reservation for a water park day for themselves.
 
To play devils advocate, and not that I suspect this is popular, but an owner could technically book a room and never use it, too. It’s within their rights to do so. I’ve seen Facebook posts from local owners stating that for one reason or another they wouldn’t actually even be staying in their booked room due to other obligations, but they were keeping the reservation for a water park day for themselves.
That's fascinating. Obviously, I'm not local, but I would never have thought about that. Looks like you can get 1-night in a studio at OKW for as low as 11 points in the summer. That is a heckuva lot cheaper than 4 water park tickets.
 




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