Just to throw it into the mix, we have APs, no block outs. And we go A LOT. I think it's been PACKED the entire Oct/Nov/Dec season while those summer block outs for our locals came off. We will renew with no blockouts, as that's most of the time when out of towners visit too.
We also have SW/BG and LOVE those huge stellar rides and incredibly beautiful aquariums and animal enclosures. We will DEFINITELY renew these. I found SW to be a great option before or picking up for MCO airport without wasting a whole day!
And Universal, well, haven't been in 10 yrs...I like enough but I personally don't care for HP and they don't have any good FLR deals so unless we find a friend to take us free, we just do all the other parks instead and we never miss Universal....
Biggest help for locals are booking seven different days of FPs of 3 attractions and never waiting. No other parks do that for us, so we alternate Disney Parks the most!