In hindsight, I would have made a couple of changes... First, I would have purchased 2 years earlier when we started looking... but instead we still kept paying cash to stay in the villa's...
When we purchased, we purchased 150 points with the intention of never using points on the weekend... And, going in the off season....
Of course times have changed.. after our first visit, we realized we would always stay the weekend on points, cash is too expensive!! And, we don't like to change rooms!! So, we knew we had to add in 100 points for the weekend that fell in between our 2 off-season weeks.... Well, another year has gone by, and we realize we need more points to either upgrade to a 2 bedroom at times, or more points since at times we are crossing over seasons....
We are at 250, we "could" stay here & just make due, but we would prefer to add on 50-100 more points, unfortunately BW is sold out now...
How this all relates to you, you are facing a significant price increase in a couple of months & you are also facing the resort selling out in 18 months or so... Try to figure what you think you will use & go with that... Sometimes people will break that up into two contracts, personally that's what I would do. If at some point you found you had too many points, you could just sell off one of the contracts...
That's what I'd do if I were you!