Nonsuch
DIS Veteran
- Joined
- Dec 16, 2009
- Messages
- 4,565
I'm a California native, and don't know anyone who has earthquake insurancePractically everyone in CA has earthquake insurance. I am sure Disney has everything insured to the maximum allowed.

I'm a California native, and don't know anyone who has earthquake insurancePractically everyone in CA has earthquake insurance. I am sure Disney has everything insured to the maximum allowed.

I'm a California native, and don't know anyone who has earthquake insurance![]()
I'm a California native, and don't know anyone who has earthquake insurance![]()
I'm a California native, and don't know anyone who has earthquake insurance![]()
Same here .... another native .... and I also don't know anyone with earthquake inssurance.
Me too, California native, I don't know that any of our friends or relatives have earthquake insurance.
BUT Disney has to build to strict earthquake standards. So most of the minor quakes we get don't do major damage, mostly cosmetic damage. If there was a MAJOR earthquake, VGC would be the least of our worries.
What's interesting to me is that people worry about California earthquakes that happen infrequently but yet some of these same folks live in areas with hurricanes and tornadoes EVERY year.
I so agree .... I'd worry much more about hurricanes and tornadoes!
Thanks for your thoughts everyone. I think the major difference is that you can actually purchase hurricane and tornado insurance whereas earthquake insurance is very limited with high deductibles and less than 12% of Californians even have coverage. I am also a native Californian and unfortunately for me was living in Sf and then LA when the big ones hit both areas. Still not enough to cause us to move out of Cali or to give up buying real estate, but I was curious as to how something like that is handled with a DVC timeshare. It sounds like the owners are on the hook, but I agree that new construction tends to be built to withstand most tremors with little damage and so the actual risks are probably not significant. My search continues!
The POS has language that indicates they could pass along the costs but not that they definitely have to so it would seem to be up to them. Also, they could decide to not rebuild at all if there was enough damage. They are required to maintain insurance for all the regular stuff like fire etc. but earthquake is not listed that I've ever noticed.
I was rather stunned to hear only 12% of CA residents have earthquake insurance. We were required by our lender to have it when bought our current house. Every friend or family member of mine that are homeowners carry it, so I assumed most did.
We are heading to the villas for my daughter's 9th birthday and she requested filet minon for dinner. Rather then take our group of 7 to Steakhouse 55 ($$$), we are going to bring steaks, rice, salad etc and cook ourselves. Do we need to bring any BBQ utensils? My husband has NEVER cooked on a gas grill - any advice from experienced grillers would be great!
TIA
Jennifer
You can get the utensils from the front desk.
I don't do Filet Mignon, usually rib eyes or porterhouse steaks, I make sure the grill is nice and hot. I grill for two minutes, then rotate 1/4 turn (same side for nice grill marks), after another two minutes I turn the steaks and repeat the process. For 1 to 1 1/2 inch steaks they come out rare to medium rare. If you want them a little more done do three minutes on each for the first side and two for each on the second. If you're eating in the room, the steaks will rest on the trip up the elevator so have everything else ready to go and eat as soon as you get back with the cooked steaks.
Sounds Yummy! Have fun!
Thanks so much!! Now I just need my husband to follow the directions and not just "wing-it"!!

While you may check the tools out from Guest Services, I have started bringing my ownYou can get the utensils from the front desk.
The grills are very hot (much hotter than my gas grill at home). When dealing with an unknown grill, use a meat thermometer (or cut into one of the steaks).Mignon, usually rib eyes or porterhouse steaks, I make sure the grill is nice and hot. I grill for two minutes, then rotate 1/4 turn (same side for nice grill marks), after another two minutes I turn the steaks and repeat the process. For 1 to 1 1/2 inch steaks they come out rare to medium rare. If you want them a little more done do three minutes on each for the first side and two for each on the second.
Greetings VGC friends & neighbors. It's been a while since I've popped in, but I wanted to say hi.
I'll be heading west tomorrow for a family memorial service this weekend, and will get to at least sit in the lobby Sunday & Monday night. Naturally with the nature of DVC, and the overall limited time since the death and scheduling of this trip, I wasn't able to get a room at VGC but I was able to secure a room at the DLH... so I can at least hang out in the lobby of my beloved west coast home before I return home again on Tuesday. I will be out for a business trip in October and do have a reservation then, so I'm looking forward to a lovely studio at that time. And this way I can check out the renovations at the DLH pretty closely too. It's all good.
Have a great day!
I wasn't able to get a room at VGC but I was able to secure a room at the DLH... so I can at least hang out in the lobby of my beloved west coast home before I return home again on Tuesday.