The VGF 2 pricing thread

[CarolMN]

Unless things have changed, Sandi is absolutely correct. Dues in the initial year will be the later of your UY or the resort opening date. If they were providing 2021 points, then everyone would pay from resort opening date.

I don't think she is wrong, maybe her guide has misinformation. It just seems wrong that someone could borrow (for example) 2022 points from a December use year if they owned BLT and use those to book a stay at VGF2 in October, but a VGF2 owner with December couldn't do the same.

 

[mort1331]

As tempting as it is to add on,,,we would still be paying 30% on top of that with where our Can$ is now. Cant do it. Glad we bought when dollar was par, sad we did not buy more. But will wait and see.

 

[ninafeliz]

Yes, its just in case we want to downsize in the future and keep the blue card. It seems like small point contracts go for a higher price on the resale market, and gives us the option of retaining just the 150 instead of debating if we want to sell all 200 at once. Paying more in extra closing costs today for some flexibility that we may or may not want in the future.

Ok makes sense. I don’t pay that much attention, but I do know small contracts go for more. We need 2 BRs so small contracts do nothing for us- a 150 point contract is small in our case lol (but it really isn’t funny, when I see how much more we could go with studios I could cry. I just don’t look at that because it doesn’t matter. Same reason that I don’t look at the points per night anywhere but VGF and Riviera, since those are where we now own !).

 

[ninafeliz]

So title insurance is automatically included but is not necessary and can be taken off?
If so, what could one expect to save by removing this?

What is this about? My guide just quoted me closing costs, nothing about specifics or options. This is the first I’ve read anything g about this.

 

[SusieQ93]

Nobody seems to be bothered by not getting 2021 points. I understand why it happened, but it still adjusts the balance sheet when it comes down to it and makes the price less appealing. For 300 points, that’s about 6k. Not only is resale less, but if you find a contract that isn’t stripped, you can get previous UY points as well. Am I calculating this incorrectly?

It’s a huge bummer. I kind of had my trips planned out in my head and now I need to change my plans. I mean that’s my fault for getting too attached to an idea without having confirmation that is how it would work. I guess that would be one reason to purchase RIV vs VGF. Anyway was planning on doing two special trips including my mom, she’s done a lot to help me with childcare during the pandemic so taking her on both trips was going to be my thank you to her.

 

[Dyefrog]

Do you already have capital one, or did you apply to use for this? We just bought the same amount, and will get roughly $1000 for using the Disney visa. Might be worth looking into for $3000, but we don’t currently have capital one and I don’t really know if I want another cc or not. Plus we would have to apply immediately.

Can you put the entire contract amount on the Disney Visa?

 

[DVChris]

My CM confirmed there is a military discount available.
https://dvcexplorer.com/fin/wm/GrandFloridian_Member_MilitaryDiscount_TravelSet.pdf

 

[sethschroeder]

- credit card payment can be taken in more than one chunk over a few days

You likely can push them on this to get it extended. I have done payments every 30 days over a 90 day period in the past. This might be different now but you can always ask.

Nobody seems to be bothered by not getting 2021 points.

You never were getting 2021 points because the resort didn't exist in 2021. If you want wait until right before your UY in 2023 and then you will get the 2022 points for "free" but the price likely will end up being more.

 

[sethschroeder]

Can you put the entire contract amount on the Disney Visa?

You can charge it however you want. If you have the limit you can do it.

 

[DVCRad]

Has anyone seen if the are offering a Military Developer Credit with VG2?

Yes, they are.

https://dvcexplorer.com/fin/wm/GrandFloridian_Member_MilitaryDiscount_TravelSet.pdf

 

[ninafeliz]

Can you put the entire contract amount on the Disney Visa?

Yes, as long as your credit limit is high enough- that’s your limiting factor. But they will also divide up your balance and put it on a portion at a time over the 30 days you have to pay the balance. For example, put 1/4 of the remaining balance on weekly for 4 weeks, so you can pay it off in between but still get the points. And then leave on the amount you want to carry with 0% balance for 6 months (or just pay it all, whichever is your plan).

It will affect your credit score though, when you carry a balance even at 0%. When we did it last time it dropped ours a decent amount- luckily we have very good credit so we were ok but definitely something to keep in mind! I hadn’t realized and was kind of upset to see my score dip lol. We don’t normally carry any balances, so it was a change for us.

 

[TinkB278]

Has anyone seen the virtual tour yet? My guide just sent it over and all my doubts about the rooms are gone. It’s absolutely beautiful!

 

[Sandisw]

Finding that hard to believe. That would mean one couldn't borrow late use year 2022 VGF points to reserve anything, anywhere, even though other Members with points from other resorts could. Makes more sense to pay from open.

They told me I would have been allowed to borrow even though my MFs would only be one month if I kept Dec UY.

Since I didn’t, I won’t be able to confirm if that turned out to be accurate, but definitely MFs go from resort open or UY, whichever is later.

 

[Jwaire]

I don't think she is wrong, maybe her guide has misinformation. It just seems wrong that someone could borrow (for example) 2022 points from a December use year if they owned BLT and use those to book a stay at VGF2 in October, but a VGF2 owner with December couldn't do the same.

But there's no points available yet to borrow. That's the problem. If you have a Dec 2022 use year, there's no points until December to borrow. There's points available for the units sold with GFV1, but not GFV2. GFV2's points don't appear until use year 2022 as it didn't exist in use year 2021 (via declared rooms).

December use year is so confusing. I'm sure they regret even creating it.

 

[nuhusky123]

Just curious, why 150 and 50? Just for easier potential resale or is there something else? We did 150 and 150 instead of 300, but for 200 I think we would have just bought 200
So I’m just wondering if there is some other nuance I might be missing!

I have an akl blue card contract so if I sell that I keep blue card with gfv 150 and smaller contracts if I ever want to sell easier than 200

 

[SleeplessInTO]

Has anyone seen the virtual tour yet? My guide just sent it over and all my doubts about the rooms are gone. It’s absolutely beautiful!

I have not! Is there a link to it that you can share? Might be a lovely way to spend my lunch break.

 

[TinkB278]

I have not! Is there a link to it that you can share? Might be a lovely way to spend my lunch break.

I don’t know if it will work because it has a log in. Does anyone else who has seen it know? I don’t know why it’s not on the website! Totally sold me!

 

[Sandisw]

But there's no points available yet to borrow. That's the problem. If you have a Dec 2022 use year, there's no points until December to borrow. There's points available for the units sold with GFV1, but not GFV2. GFV2's points don't appear until use year 2022 as it didn't exist in use year 2021 (via declared rooms).

December use year is so confusing. I'm sure they regret even creating it.

They said that normal borrowing would be allowed so if you had a Dec UY, the would allow you to borrow back 50% to travel prior to Dec 1st, but after rooms open even though the MFs don’t officially start because the rooms will be open

Well, that’s what I was told.

 

[SusieQ93]

I don’t know if it will work because it has a log in. Does anyone else who has seen it know? I don’t know why it’s not on the website! Totally sold me!

Oh I want to see! That’s exciting! I’m a non member so probably won’t be available to me to view for a while.

 

[zebsterama]

I apologize - this thread is really taking off. The question might have been answered.

My question is this ... is anyone who adds on this month receiving 2021 points for a particular use year?

Or is the only difference the "due" proration?

I currently have a March UY. For a few minutes I considered getting a different UY to take advantage of a 2021 point bonus -- but obviously not that thrilled with the idea due to the downsides.

Thanks!