The thread about debit cards for teens

[SLJ6974]

There was a thread here that I am looking for discussing really good options for debit cards for teens. But I can't find it now. Anyone know?

 

[Kitzka]

I believe chase and wells Fargo offer teen checking accounts with debit cards for the teen. DD has one with wells since aug and no issues. A friend's daughter has chase and again no issues.

Lara

 

[4forMe]

I don't know if any of these 4 prior threads is the one you were looking for.

This first one is about prepaid debit cards for teens:

http://www.disboards.com/showthread.php?t=2639658

Another thread re: teens and banking issues/debit cards:

http://www.disboards.com/showthread.php?t=2534379

Another thread:

http://www.disboards.com/showthread.php?t=2815048

One more:

http://www.disboards.com/showthread.php?t=2051526

Hope these help!

 

[MrsPete]

I don't know about the thread, but just before school started last fall I helped my high school senior open a checking account /debit card attached to that account. My mom did the same thing for me when I started my senior year, and it was a great idea. I learned how to write checks /use the ATM card /balance my checkbook while I was still living at home, and I didn't go away to college and get into trouble with money.

I don't think she's using the checking portion much -- I think she's only wirtten two checks total -- but she is using the debit card effectively. She especially likes it at the gas pump.

She used to get her allowance every Friday, but she asked if she could start getting it once a month. She thought it'd be more like college that way. I really didn't care, so I said yes. I get paid on the last day of the month; I give her a check (a small check) that day every month. So she's getting practice in depositing checks too.

We chose to get her account through the State Employees' Credit Union. Her account "costs" $1/month, which I consider a fair fee. She's almost certain to attend a state school next fall, and all our state schools have a State Employees' Credit Union on campus. If she should change her mind, we'll change her account to a more convenient bank, but it looks like she has a set-up that'll see her through her college years.

 

[princesspwrhr]

If you're eligible - the USAA First Start reloadable prepaid debit card and Teen Checking are awesome.

 

[dreamin_disney]

My dd will be 13 next month. At our credit union we can open an acct for her for ATM. I'm wondering if when she goes shopping if they will ask for I.D. She only has a school I.D. and wonder if that will be accepted.

 

[HookdonWDW]

If you're eligible - the USAA First Start reloadable prepaid debit card and Teen Checking are awesome.

I agree. We started our kids in First Start at 13.

 

[princesspwrhr]

My dd will be 13 next month. At our credit union we can open an acct for her for ATM. I'm wondering if when she goes shopping if they will ask for I.D. She only has a school I.D. and wonder if that will be accepted.

My dd is 13 also. She got her reloadable debit with USAA when she was 11 or 12 (somewhere either shortly before or after her bday!lol) She can use it as a CC where they are *supposed* to ask for ID, or she can use it as a debit with a PIN. She usually uses it as a debit. Once or twice she's used it as a credit - can't remember why- and only once was asked for ID. She showed her school ID an all was well. If you're worried it won't be accepted you can get a state issued ID. The DMV issues them and they look like drivers liscence.

 

[Kitzka]

My dd will be 13 next month. At our credit union we can open an acct for her for ATM. I'm wondering if when she goes shopping if they will ask for I.D. She only has a school I.D. and wonder if that will be accepted.

dD has never been asked for id but she does carry he school id just in case.

Lara

 

[HeyIt'sMe]

My DH & I have accounts at Chase and we opened a High School Checking account (w/ debit card) and Savings account for our DD (14). Since the accounts are associated with ours she doesn't pay any fees while she's in school.