The Disney Visa NIGHTMARE

[KNWVIKING]

"Well, a lot of money is being made off cocaine, internet gambling, black market babies, and hard-core porn, too... is "why shouldn't Disney try to also" a reasonable question in those cases? "

I will assume this is sarcasim because I'm fairly certain you would never realistically compare Credit Cards to Cocaine.

Credit Cards are here to stay. They are an everyday part of our spending habits. If CC's are used properly, then a reward card is manna from Heaven. Disney is not doing me a dis-service by offering one,they are doing me a favor. I'm going to use a CC for every purchase I make,regardless of wether Disney offers one. Since they do, I'll use theirs. If Disney can make a few extra bucks by me doing so-great- it cost me nothing extra.

 

[crusader]

and the card has no annual fee, I've saved money for nothing whereas with the Disney Club I would have had to pay 30 bucks to save money.

I'm not certain an annual fee won't be unveiled at a later date. Hey for the avid disneyite this card may appear to provide something. But look what the company got - possibly a share in the merchant fee (3% or so) plus a share in the interest (18% if I'm not mistaken) and they hooked the consumer into applying a 1% rollback exclusively to their products.

It's a trap for the base designed to keep you coming.

 

[Walt's Frozen Head]

I will assume this is sarcasim because I'm fairly certain you would never realistically compare Credit Cards to Cocaine.

You assume wrong.

Your one and only defense was the credit card "made money," and I was pointing out valid reasons that this was a specious and meaningless defense. Further, I recommended a course of action that I feel would be positive for Disney: create products that your traditional customers will recognize as "Disney."

The Disney Visa Card pimps Disney's name and that's it. No one will ever delight in the joy of a child presented a Disney Visa Card, no parent will long to share the joy of credit applications with loved ones, no family will have the common memory of cresting that big hill on the Disney Visa Card.

The Disney Visa Card is unrecognizable as "Disney" if you consider "Disney" to be a creative entity... only if you consider "Disney" a particular set of bookkeepping functions.

-WFH

 

[KNWVIKING]

Well, maybe the CC won't impress my future grand child, but the gift I purchased with the reward dollars will, or the trip I book with it, whatever. Credit cards are not evil and neither is Disney for branding one,( FWIW, I've recieved two compliments from merchants when they saw the card).

Since your previous comment was not sarcasim then I have to assume you believe I think it's okay for Disney to do whatever it wanted to make money. Well, I guess I have no logical response for that.

 

[Sarangel]

OK, this has gone on long enough. Obviously, tensions are running high in regards to this Credit Card, but name-calling to make points is unacceptable (and has been removed). I'm closing this thread, and I invite those involved to begin a "DEBATE:..." thread if they can continue this discussion in a civilized fashion.

Sarangel