stayhomemom77
Dieting my way to Disney!!
- Joined
- Dec 4, 2009
- Messages
- 2,881
All right! I've decided to bite the bullet. I'm a bit nervous about it, but I think it will be beneficial in the long run.
I am going to switch to cash for my groceries.
I will lose a small amount of points for not charging the purchases to my credit card, but I think I'll stay under budget better.
And for those times where I come across a deal I just "have to have" I can use the credit card for those couple of items ONLY and reconcile it when I get home. But those experiences should be few and far between.
Basically, I figured I'd aim to be about $7 under budget each week. I wouldn't make $7 a week in credit card rewards (it would be more like $2-$3), so I'll be ahead of the game for sure and any time I can get away with saving a little more than $7, I'll be REALLY well placed.
Tomorrow I head to the store with a crisp $20 for a bit of fresh produce as I did the bulk of this week's shopping while I was out yesterday.
And next Monday's shop will be all cash baby!! I'm actually pretty excited about this.
I am going to switch to cash for my groceries.

I will lose a small amount of points for not charging the purchases to my credit card, but I think I'll stay under budget better.
And for those times where I come across a deal I just "have to have" I can use the credit card for those couple of items ONLY and reconcile it when I get home. But those experiences should be few and far between.
Basically, I figured I'd aim to be about $7 under budget each week. I wouldn't make $7 a week in credit card rewards (it would be more like $2-$3), so I'll be ahead of the game for sure and any time I can get away with saving a little more than $7, I'll be REALLY well placed.
Tomorrow I head to the store with a crisp $20 for a bit of fresh produce as I did the bulk of this week's shopping while I was out yesterday.
And next Monday's shop will be all cash baby!! I'm actually pretty excited about this.

So I went shopping for groceries FOUR TIMES THIS WEEK!! Just to get out of the house and take advantage of some really good sales.

I managed to reorganize some things a little bit and make a bit more room. And when I pull a turkey out of there in a couple of days, I'll have even more room.
My biggest issues are their policy on price matching (the local store won't match so much stuff!) and that they no longer take Visa. I'm really trying to weigh the benefit of PC Points vs. the aggravation of their policies - I might start doing most of my shopping at FreshCo again. But then I'm chasing around to price match meat. Grr.