Taking the Plunge Question #2

[glewis1123]

You folks were so great about answering my first question and after more talks between dh and I - I've got another one for you.

It seems we could save apx $2300 by buying 150 pts at BCV from DVC and buying additional pts resale -

If we were to buy 150 pts at BCV from DVC and buy 150pts resale from - say - VWL - we would have two home resorts.

I understand that you can book 11 months out at home resorts and 7 months out at other DVC resorts.

Here's the questions:

Lets assume our use years are the same - just for the simplicity in answering my question.

If for one vacation we need 270 pts at BCV for a 7 night vacation would we be able to book it at the 11 month mark or would we have to book at the 11 month AND the 7 month because we own pts at 2 different resorts since we have to combine the pts in order to do the 7 nights at BCV?

In other words - if 150 pts = 4 ngihts @ BCV - we could book that at 11 months then would we have to wait for the 7 month window to use the remaining 120 pts from VWL to book the remaining 3 nights at BCV?

Does that make sense? - lol

Just want to make sure I understand all this before signing on the dotted line.

Thanks again

 

[Maistre Gracey]

The short answer would be to bank your 150 BCV points, and borrow your 150 VWL points. This would instantly give you 300 VWL points this year, and 300 BCV points next year. Then you repeat the cycle.

Good Luck!!!

 

[Dean]

There are 2 basic ways to do this. By banking and borrowing you can use one contract one time to stay at say BCV and the other for WLV the next trip. That way you'd have up to 450 each time to work from (two 150 pt contracts). The other option is to book what you can using current and/or banked points at the preferred resort at 11 months out. Then at the other resort book the complementary days for your stay. Then at 7 months out you see if you can change the second resort days to the preferred resort. If not you have a split stay at 2 great resorts, if so, you just used banked and current points without borrowing any or many. There are all type of variations on this scenario and most of us without different use years and different resorts do things along this lines all the time.

Remember that DVC will transfer points to finish out a reservation even if they are banked or borrowed when talking about multiple contracts of a single owner. You still must use non home resort points at 7 month window but it gives you a chance to wrap up straggling points that can't be banked further. Also with the second option above, you must be aware of the banking dates. That is one of the reasons why use year can be very important.

 

[Deb & Bill]

The banking and borrowing is exactly what we do with our 100 BCV and 100 VWL points. We can go to each every other year and OKW every year.

 

[PamOKW]

If for one vacation we need 270 pts at BCV for a 7 night vacation would we be able to book it at the 11 month mark or would we have to book at the 11 month AND the 7 month because we own pts at 2 different resorts since we have to combine the pts in order to do the 7 nights at BCV?

The short answer is yes. But, as you can see from above, there are lots of ways to work around this. Your points only have home resort advantage for the resort they are attached to. You can't combine them. But, you can do a lot of fancy footwork and almost always get what you want.

 

[glewis1123]

Thanks again all - Just needed to be sure it could be done.