I ordered one via phone. I also called/emailed ahead of time to make sure about the expiration dates. If you do in person, it expires 1-yr to the day afterwards and you get the paper card. If you order via phone, it will be the last day of the following month the next year. You get the plastic card and they mail it to you. So I called in on November 1, received my card on November 10, and it is good until December 31, 2019.
So for you, I would call in to order it on February 1st. Plastic is sooo much better and the waiters really prefer it! Literally everyone breathed a sigh of relief when I pulled out a plastic card!