So that would be $15,154.20 for my stay of 18 nights. Plus is that 2 bedroom because we sleep 2 adults, 2 grand parents, and 2 little kids.
If that is not a 2 bedroom but simply a room with 2 queen beds that would bring the total up to $30k as I would need two rooms. Plus we would still be missing a private space for both my parents as well as us while the kids have the living room.
Its fairly "basic"
Its my specific contracts (BWV + RIV) price per point (flat line division of price over the life of the contract), with my specific MFs, totaled up for all the points required. It will be slightly off because some of the points were banked and borrowed but I used this years MFs for all the points.
One thing to note I didn't calculate in my 5% discount on MFs that I get when we pay monthly with Disney Gift Cards but this should offset any sort of MF increase for 2024 I am borrowing.
Rough math but it was simply a quick calculation to show the difference. If anyone is really weighing the two options they should look to do the math themselves (can always ask for help around here because there are math gurus).