crazymomof4
DIS Veteran
- Joined
- Jan 12, 2003
- Messages
- 5,368
So I FORGOT about some fine print in my Southwest cc sign-up bonus spending requirements. Totally my fault and it cost me. I am posting bc I wanted to remind others and maybe prevent someone from making the same error.
The spending requirement was $2000. I had signed up for 2 cards so the bonus points when I met the req'ments will earn me a Companion Pass. My error was that I stopped spending on the card a tiny bit too soon. I was at $2063 so I thought "great, I'm good. Let me go back to using my CitiCard and earning 2% rewards" DUMB! Because.... and I knew this from 3 yrs ago but forgot (I'm blaming perimenopause brain!) .... the $69 annual fee for the card (which is your 1st charge) DOES NOT COUNT toward the $2000 spending requirement.
So here I was all happy that the statement closing date on both new cards was 2 weeks before an upcoming SW flight and I'd earn the bonus (and CP) in time to apply it to this flight but...... I didn't get the bonus for the 2nd card bc with the annual fee subtracted, I missed $2k by $6!!!!
I'll still get the CP, bc I have another month to spend that $6 but it won't be in time for this SW flight. We fly again in Jan and I'm happy I'll be able to use it then but still.... My oversight/forgetfullness cost me just over $300 that I paid for my DD's upcoming flight (the equivalent in points would have been returned to my RR acct if I could have applied the CP to this flight)
So there you go! I hope my mistake can help others (or even just one person) from making the same mistake!
The spending requirement was $2000. I had signed up for 2 cards so the bonus points when I met the req'ments will earn me a Companion Pass. My error was that I stopped spending on the card a tiny bit too soon. I was at $2063 so I thought "great, I'm good. Let me go back to using my CitiCard and earning 2% rewards" DUMB! Because.... and I knew this from 3 yrs ago but forgot (I'm blaming perimenopause brain!) .... the $69 annual fee for the card (which is your 1st charge) DOES NOT COUNT toward the $2000 spending requirement.
So here I was all happy that the statement closing date on both new cards was 2 weeks before an upcoming SW flight and I'd earn the bonus (and CP) in time to apply it to this flight but...... I didn't get the bonus for the 2nd card bc with the annual fee subtracted, I missed $2k by $6!!!!
I'll still get the CP, bc I have another month to spend that $6 but it won't be in time for this SW flight. We fly again in Jan and I'm happy I'll be able to use it then but still.... My oversight/forgetfullness cost me just over $300 that I paid for my DD's upcoming flight (the equivalent in points would have been returned to my RR acct if I could have applied the CP to this flight)
So there you go! I hope my mistake can help others (or even just one person) from making the same mistake!