Supplement Liability Insurance (SLI)??

[riu girl]

DH has been researching our rental car insurance and has informed me that between our two platnium credit cards as well as the rental car rider policy on our personal auto insurance we DO NOT have SLI coverage.

SLI:
Third-party automobile liability coverage with benefits up to a maximum protection of $1,000,000 combined single limit (CSL) per occurrence.

1. Does anyone actually purchase this insurance? It looks like even with a platnium card as well as a rider on your own auto policy, no one is covered but yet I have read next to nothing about this insurance on DIS??????

2. Does anyone know if there is somewhere I can purchase this for a decent rate instead of having to pay the high daily rate from the car rental company. We have a 21 day rental and the price from the rental car company is very $$$.

Thank you

 

[localdriver]

DH has been researching our rental car insurance and has informed me that between our two platnium credit cards as well as the rental car rider policy on our personal auto insurance we DO NOT have SLI coverage.

SLI:
Third-party automobile liability coverage with benefits up to a maximum protection of $1,000,000 combined single limit (CSL) per occurrence.

1. Does anyone actually purchase this insurance? It looks like even with a platnium card as well as a rider on your own auto policy, no one is covered but yet I have read next to nothing about this insurance on DIS??????

2. Does anyone know if there is somewhere I can purchase this for a decent rate instead of having to pay the high daily rate from the car rental company. We have a 21 day rental and the price from the rental car company is very $$$.

Thank you

The KEY word being supplement, which generally means, it kicks in when all other insurance limits have be used. I NEVER buy ANY insurance through a car rental. It is a scare tactic and and ripoff. But, a great profit for the car rental company and high commissions for the sales staff.

DON'T buy it UNLESS your insurance company, or your credit card company doesn't cover rental cars, which is not common.

 

[Lewisc]

You might post in the Canada sub-forum. I suggest you check with your local insurance agent and see if a rider can be added to your auto policy or if an umbrella policy would do the trick.