Just wanted to say that I just returned from my Target shopping trip and saved almost $1000 on 80 Disney cards ($4000). I had no problem, asked before I got in the check out line so I wouldn't hold up a line, was told yes, not a problem, that they had several people yesterday who got the discounted 20% with the coupon. They called over a manager. She took me to customer service desk, told me she had done the same thing the day before for her own upcoming trip, that she had called regional headquarters and was told yes, the Disney cards were perfectly ok to discount. She verified it again later in the day when another customer came in to buy several thousand dollars worth and again was told it was not a problem! So for my purchase today, she did not need to verify again, she just knew exactly what to do. It took awhile to ring up 80 cards (because my Red debit card wouldn't go through, too much money compared to my usual Target spending habits according to phone call I made while there) so the manager then told me to go ahead and use my Disney credit card after she took off the 5% I would have gotten with my Red card. So end result, $4000 became $3040. And I'll earn $30 in Disney dollars too.