Step right up to September No Buy!

[carebee21]

My Sept Budget:
09/01- $0
09/02- Budgeted Groceries; $0 otherwise
09/03- $0
09/04 $10 for 2 $10 Starbucks gift card
09/05- $95 Disneystore.com, but it's coming out of the Christmas budget.
09/06- Budgeted Groceries; $0 otherwise
09/07- $0
09/08- Budgeted pet food; $0 otherwise
09/09- $0
09/10- $0
09/11- Budgeted Groceries; $0 otherwise
09/12- $0
09/13- Budget Buster Day! $230 at Pandora. But I got my mom's birthday and Christmas present done, plus my aunts Christmas present. $45 at Disney Store. I picked up a few things for DS, even though I told myself no more $17 on lunch. $12 at Starbucks: $2 cash and $10 giftcard. $25 at my son's book fair. $30 on school fundraiser entertainment book.
09/14- $25 birthday present for a birthday party tomorrow
09/15- $5 card and tissue paper, $60 Furby for my son that is being put away for his Birthday or Christmas, $120 clothes for myself
09/16- Budgeted Groceries; $0 othewise
09/17- $8 saveology deal

 

[IMALOVNDISNEY]

When recording my spending I will always round up by $ amount. I don't include change.

Groceries/Household:$180.00/$200
Gas $90/$150 (I lowered this one due to no longer working)
Eat Out:$141.00 /$150 (raised DD's birthday)
Misc: $70/$200
No Buy Days: 10/15
Coupon savings: 48.00

09/01 $22.00 btwn Costco's and Shop Rite. We put together a last minute picnic with a few family members.

09/02-0- Went to Church and came back home. It was a nice lazy day.

09/03 $18.00 ordered out for pizza. Another lazy day.

09/04$3.00 for milk.

09/05 $76.00 groceries, $40.00 gas

09/06 -0-

09/07 $70.00 for DD's 18th. Birthday. Bought presents and a cake.

09/08 $100.00 Dinner out at the casino. Today was my DD's birthday.

09/09 $48.00 Costco's. Only really needed a couple of things but, had to take advantage of the coupons that expired today. Stocked up on Ziploc.

09/10-0-

09/11 $26.00 groceries. Took In-Laws shopping and DH did some shopping. But, he found packs of ground beef marked down. Got 10lbs for $11.00. He's learning well. $50 in gas. (gas is almost $4.00)

09/12-0-
09/13-0- Never left the house.
09/14 $23.00 Pizza
09/15-0- Money maker day. We had a multifamily tag sale.
09/16 $5.00 milk and Sunday paper
09/17-0- Both DH and DD were home sick today.
09/18-0- DD still sick

 

[annsteere]

I've been updating mine on page 3, but here is an update.

Goal was not eating out at all. 15th was dinner with a friend and seeing Finding Nemo 3D. Doing pretty well for my first go! :

You are more than half way through the month and have only had one slip. That is VERY good (for your first go, or for most any month). Back on the wagon.

 

[BernardandMissBianca]

ACK, I am totally off track!! But this coming payday is one that hurts so I must must must stay on track.

Starting again today. I also started a $1 jar. When I get a one dollar bill it goes into my jar. We will use this for gas for our Disney trip.

9/19 $1.10 green peppers for dinner $3 in dollar jar ;90 cents in Disney jar

 

[YukiPhnx]

Buffy, I like your dollar idea. I used to do something similar and was able to save up a few hundred for my trip! Maybe I should think of doing it again....

Catching up again! I bought some supplies at Michael's and stocked up on a bunch of stuff at The Body Shop. I was able to save $38 though!

I've decided to go to the Toronto Bridal Show after all. I'll be checking out venues at the end of this month too. I can't wait to have it booked!

No buy: 13/18
Clothes: 0/3
Starbucks: 0/5
Eating out for lunch: 0/5

1. $20- iPad cover
2. $18- screen protectors
3. $0
$40-38= $2 saved!

4. $0
5. $2.71- Iced Cappucino from Tim Horton's
6. $0
$40-2.71= $37.29 saved!

7. $0
8. $0
9. $12- National Bridal Show
$40-12=$28 saved!

10. $0
11. $0
12. $0
$40-0=$40 saved!

13. $0
14. $0
15. $8.98- Michael's
$40-9.98= $31.02 saved!

16. $48.82- The Body Shop
17. $0
18. $0
$40-48.82= $8.82 over!

19. $0
20.
21.
$31.18

22.
23.
24.
$40

25.
26.
27.
$40

28.
29.
30.
$40

 

[carebee21]

My Sept Budget:
09/01- $0
09/02- Budgeted Groceries; $0 otherwise
09/03- $0
09/04 $10 for 2 $10 Starbucks gift card
09/05- $95 Disneystore.com, but it's coming out of the Christmas budget.
09/06- Budgeted Groceries; $0 otherwise
09/07- $0
09/08- Budgeted pet food; $0 otherwise
09/09- $0
09/10- $0
09/11- Budgeted Groceries; $0 otherwise
09/12- $0
09/13- Budget Buster Day! $230 at Pandora. But I got my mom's birthday and Christmas present done, plus my aunts Christmas present. $45 at Disney Store. I picked up a few things for DS, even though I told myself no more $17 on lunch. $12 at Starbucks: $2 cash and $10 giftcard. $25 at my son's book fair. $30 on school fundraiser entertainment book.
09/14- $25 birthday present for a birthday party tomorrow
09/15- $5 card and tissue paper, $60 Furby for my son that is being put away for his Birthday or Christmas, $120 clothes for myself
09/16- Budgeted Groceries; $0 othewise
09/17- $8 saveology deal
09/18- $2 Tooth fairy money. It was almost a no spend day until my son lost his tooth. So we had to put money under his pillow

 

[BernardandMissBianca]

Yuki I have the dollar jar pinned on my pinterest page, but it's $5. While $5 is great, it seems like a lot on money so I'll start with ones, I may throw a few fives in there when I can.

Cable update!
We did it!! We cut cable today. Can you believe they are charging us $12 to cut the stupid cable?? Ridiculous!! They had asked for feedback on how to make cable service better. DH said add that to your list for feedback, it's stupid to charge someone a fee to get rid of something.

But whatever, we are saving $145.49 a month!!!!! I'm so thrilled! Between that as getting rid of the storage unti, we are saving $310.49 a month! And we taped out Social Security for the year last month so that's another $200+ a paycheck. Need to sock that all away somewhere. Of course most of it will go to oil but we are already making plans to buy an area rug for the living room, heavier curtains throughout the house, and pellet type bricks for the fireplace.
Oh and last night the kids wanted to eat dinner by candlelight so we shut the TV and all the lights off in the house. I'm going to try to implement that at least 2 times a month so maybe that will cut down on the electric. OH speaking of electric, we pulled 2 of the 3 AC units out of the house last weekend so that will dramatically reduce my electric bill.

 

[YukiPhnx]

Yuki I have the dollar jar pinned on my pinterest page, but it's $5. While $5 is great, it seems like a lot on money so I'll start with ones, I may throw a few fives in there when I can.

Cable update!
We did it!! We cut cable today. Can you believe they are charging us $12 to cut the stupid cable?? Ridiculous!! They had asked for feedback on how to make cable service better. DH said add that to your list for feedback, it's stupid to charge someone a fee to get rid of something.

But whatever, we are saving $145.49 a month!!!!! I'm so thrilled! Between that as getting rid of the storage unti, we are saving $310.49 a month! And we taped out Social Security for the year last month so that's another $200+ a paycheck. Need to sock that all away somewhere. Of course most of it will go to oil but we are already making plans to buy an area rug for the living room, heavier curtains throughout the house, and pellet type bricks for the fireplace.
Oh and last night the kids wanted to eat dinner by candlelight so we shut the TV and all the lights off in the house. I'm going to try to implement that at least 2 times a month so maybe that will cut down on the electric. OH speaking of electric, we pulled 2 of the 3 AC units out of the house last weekend so that will dramatically reduce my electric bill.

Wow Buffy, I love all of these changes you're implementing in your house!! They're brilliant! And yes, I can't believe they charge you for removing their service! Just trying to milk you one last time.

Dinner by candlelight sounds SOOO cool. I'll have to try that out sometimes.

Hey, is it too late to take you up on that picture of the Dalek poster offer? My cubicle needs some Whoving up.

 

[BernardandMissBianca]

Hey, is it too late to take you up on that picture of the Dalek poster offer? My cubicle needs some Whoving up.

Nope, it's never to late! I'll take a picture of it tomorrow.

PM me your email and I'll send you the picture.

 

[::Snow_White::]

You are more than half way through the month and have only had one slip. That is VERY good (for your first go, or for most any month). Back on the wagon.

Thanks!!

Looks like everyone is doing pretty well!
I'm 13/15 no buy days this month. Maybe I can hit 20?!

I really like that $1 idea. I have a change jar that most of my change goes into, but I know that I could save a ton more if I went with $1s. Maybe I'll start doing that!

 

[IMALOVNDISNEY]

Yuki I have the dollar jar pinned on my pinterest page, but it's $5. While $5 is great, it seems like a lot on money so I'll start with ones, I may throw a few fives in there when I can.

Cable update!
We did it!! We cut cable today. Can you believe they are charging us $12 to cut the stupid cable?? Ridiculous!! They had asked for feedback on how to make cable service better. DH said add that to your list for feedback, it's stupid to charge someone a fee to get rid of something.

But whatever, we are saving $145.49 a month!!!!! I'm so thrilled! Between that as getting rid of the storage unti, we are saving $310.49 a month! And we taped out Social Security for the year last month so that's another $200+ a paycheck. Need to sock that all away somewhere. Of course most of it will go to oil but we are already making plans to buy an area rug for the living room, heavier curtains throughout the house, and pellet type bricks for the fireplace.
Oh and last night the kids wanted to eat dinner by candlelight so we shut the TV and all the lights off in the house. I'm going to try to implement that at least 2 times a month so maybe that will cut down on the electric. OH speaking of electric, we pulled 2 of the 3 AC units out of the house last weekend so that will dramatically reduce my electric bill.

I too was doing the $5.00 in the change jar along with all change. Like you, I have down graded to $1's. After not working for the past 6 months things aren't pretty. Good thing I'm cheap with everything.
Our lives seem to be on the same path. I went to the cable company(Cox) the other day and showed them the quote I got from AT&T asking if they could match or even come close. The girl actually laughed at me and said "we don't do that. If you can get it for that price then go for it". So, that is what we are going to do. We also have a storage unit that will be empty by the end of the month. My car will be paid off next month.Between the 3 it will be aprox. a $640.00 savings a month. Can't wait.

 

[IMALOVNDISNEY]

When recording my spending I will always round up by $ amount. I don't include change.

Groceries/Household:$186.00/$200
Gas $90/$150 (I lowered this one due to no longer working)
Eat Out:$141.00 /$150 (raised DD's birthday)
Misc: $70/$200
No Buy Days: 12/15
Coupon savings: 48.00

09/01 $22.00 btwn Costco's and Shop Rite. We put together a last minute picnic with a few family members.

09/02-0- Went to Church and came back home. It was a nice lazy day.

09/03 $18.00 ordered out for pizza. Another lazy day.

09/04$3.00 for milk.

09/05 $76.00 groceries, $40.00 gas

09/06 -0-

09/07 $70.00 for DD's 18th. Birthday. Bought presents and a cake.

09/08 $100.00 Dinner out at the casino. Today was my DD's birthday.

09/09 $48.00 Costco's. Only really needed a couple of things but, had to take advantage of the coupons that expired today. Stocked up on Ziploc.

09/10-0-

09/11 $26.00 groceries. Took In-Laws shopping and DH did some shopping. But, he found packs of ground beef marked down. Got 10lbs for $11.00. He's learning well. $50 in gas. (gas is almost $4.00)

09/12-0-
09/13-0- Never left the house.
09/14 $23.00 Pizza
09/15-0- Money maker day. We had a multifamily tag sale.
09/16 $5.00 milk and Sunday paper
09/17-0- Both DH and DD were home sick today.
09/18-0- DD still sick
09/19-0- Stayed in just cuz I was lazy
09/20 $6.00 Milk and produce
09/21 heading to Walmart for RX Wish me luck!!

 

[YukiPhnx]

Two nights ago, I went to a buffet that was WAAY too expensive, but it was girls' night and the service was spectacular. The food definitely didn't match the price tag though. I've never heard of a weeknight buffet dinner that costs $27.

Also bought a new lunch bag. Been needing a new one for a month now!

I've had Starbucks about 5 times now, but I received a gift card at the beginning of the month and have been using that. Hooray for free coffee!

No buy: 14/18
Clothes: 0/3
Starbucks: 0/5
Eating out for lunch: 0/5

1. $20- iPad cover
2. $18- screen protectors
3. $0
$40-38= $2 saved!

4. $0
5. $2.71- Iced Cappucino from Tim Horton's
6. $0
$40-2.71= $37.29 saved!

7. $0
8. $0
9. $12- National Bridal Show
$40-12=$28 saved!

10. $0
11. $0
12. $0
$40-0=$40 saved!

13. $0
14. $0
15. $8.98- Michael's
$40-9.98= $31.02 saved!

16. $48.82- The Body Shop
17. $0
18. $0
$40-48.82= $8.82 over!

19. $0
20. $40.32-dinner and a bag
21. $0
$31.18-40.32= $9.14 over!

22.
23.
24.
$30.86

25.
26.
27.
$40

28.
29.
30.
$40

 

[carebee21]

My Sept Budget:
09/01- $0
09/02- Budgeted Groceries; $0 otherwise
09/03- $0
09/04 $10 for 2 $10 Starbucks gift card
09/05- $95 Disneystore.com, but it's coming out of the Christmas budget.
09/06- Budgeted Groceries; $0 otherwise
09/07- $0
09/08- Budgeted pet food; $0 otherwise
09/09- $0
09/10- $0
09/11- Budgeted Groceries; $0 otherwise
09/12- $0
09/13- Budget Buster Day! $230 at Pandora. But I got my mom's birthday and Christmas present done, plus my aunts Christmas present. $45 at Disney Store. I picked up a few things for DS, even though I told myself no more $17 on lunch. $12 at Starbucks: $2 cash and $10 giftcard. $25 at my son's book fair. $30 on school fundraiser entertainment book.
09/14- $25 birthday present for a birthday party tomorrow
09/15- $5 card and tissue paper, $60 Furby for my son that is being put away for his Birthday or Christmas, $120 clothes for myself
09/16- Budgeted Groceries; $0 othewise
09/17- $8 saveology deal
09/18- $2 Tooth fairy money. It was almost a no spend day until my son lost his tooth. So we had to put money under his pillow
09/19- $0
09/20- I'm not sure how to do my budget for this. I had to have a dental procedure done. I think I'm not going to count the bill against my monthly budget, but count the extras that have gone along with it. $45 in groceries (I needed soft food like soup, oatmeal, ice cream) and then a few extra things we picked up while we were out. $5 slurpees. Luckily we don't have a 7-11 too close or this would have been much higher. The cold feels so good on my swollen gums, I could probably drink them all day!
09/21- $15 advil and orajel, $5 slurpees
09/22-

 

[charming23]

Been a busy couple of days here. Playing catch up.

My goals are:

2 nights eating out dinner
Only 1 lunch out per week
12 No buy days


9/1- $116.68 Groceries (I should be stocked up for the next two weeks) and $5 Dairy Queen
9/2- $41 Brunch at Mon Ami Winery, $5.60 in the gift shop, $11.90 fresh produce, and $5.51 save a lot
9/3- $0
9/4- $45.89 Target and $15.45 Gas
9/5- $0
9/6- $0
9/7- $7.95 lunch from Jersey Mike's and $11.93 for gingerale, kleenex, and misc at Walgreens
9/8- $0
9/9- $0
9/10- $4.29 coffee at Caribou and $22.45 Giant Eagle
9/11- $0
9/12- $23.59 Fat Head's Brewery, $16.16 Clothes Mentor, $22.19 Jo Ann Fabrics, $73.96 Aldi, and $15.45 Gas
9/13- $0
9/14- $0
9/15- $70.03 Target, $3.55 Dunkin Donuts, and $13.95 Chinese for dinner
9/16- $62.35 Groceries
9/17- $0
9/18- $8.99 lunch from subway
9/19- $0
9/20- $4.54 CVS, $4.24 Giant Eagle, $40.19 Target, $3.38 Wendy's, and $19.53 Gas
9/21- $10 Out with the girls from work, and $14.66 Walmart
9/22- $0

 

[BernardandMissBianca]

I too was doing the $5.00 in the change jar along with all change. Like you, I have down graded to $1's. After not working for the past 6 months things aren't pretty. Good thing I'm cheap with everything.
Our lives seem to be on the same path. I went to the cable company(Cox) the other day and showed them the quote I got from AT&T asking if they could match or even come close. The girl actually laughed at me and said "we don't do that. If you can get it for that price then go for it". So, that is what we are going to do. We also have a storage unit that will be empty by the end of the month. My car will be paid off next month.Between the 3 it will be aprox. a $640.00 savings a month. Can't wait.

Us CT girls have to stick together!! LOL

Congrats on the car being paid off. I wish we could do that but DH just got a new car and mine was kind of expensive so we have a long way to go before it's paid off, but it's a diesel so I get great gas mileage.

I wanted to do the AT&T u-verse but it's not available in our area yet.


**************************

Yuki
I emailed your pic a few minutes ago

**************************

I am totally off base with the budgeting. I hope to get back into it next month. I have 2 birthdays for DS10 and DS11 though so I need to get that worked into the budget.

 

[ilovepete]

I am not going to count necessities like groceries, gas, or bills against my no buy days. So, I'm just going to record everything else. I'm going for 15 no buy days this month.

9/1 - Target
9/2 - Not Good - trip to Orlando for IKEA shopping (Gas/Eating Out/IKEA)
9/3 - $0
9/4 - Co-Op day, I bought myself lunch (ran out of time that morning to pack it, I had packed the kids lunches the night before, poor planning on my part)
9/5 - Lunch out with husband, Target, Car Repair, Used Book Store, Groceries
9/6 - $0
9/7 - $0
9/8 - Target & Lunch Out (I am seeing a pattern here!), Groceries
9/9 - $0
9/10 - $0
9/11 - Lunch
9/12 - $0
9/13 - Lunch & Target
9/14 - Lunch
9/15 - Dinner
9/16 - Lunch, Kohl's, Groceries & Target
9/17 - $0
9/18 - Lunch
9/19 - $0
9/20 - $0
9/21 - $0
9/22 - Lunch, Lowe's, Target, Groceries

I really need to quit eating lunch out when we are out of the house all day!

10/15

 

[IMALOVNDISNEY]

Us CT girls have to stick together!! LOL

Congrats on the car being paid off. I wish we could do that but DH just got a new car and mine was kind of expensive so we have a long way to go before it's paid off, but it's a diesel so I get great gas mileage.

I wanted to do the AT&T u-verse but it's not available in our area yet.

U-verse isn't available here either. The quote I was given was for phone, internet, and 230 channels. I think the quote was $78.00 for the first 12 months and then $128.00 for the next 12 months. Plus they will give me $150 in gift cards. Not a bad deal. Oh yeah, I need to agree to a 1 yr. contract.

 

[IMALOVNDISNEY]

When recording my spending I will always round up by $ amount. I don't include change.

Groceries/Household:$189.00/$200
Gas $90/$150 (I lowered this one due to no longer working)
Eat Out:$141.00 /$150 (raised DD's birthday)
Misc: $109/$200
No Buy Days: 13/15
Coupon savings: 48.00

09/01 $22.00 btwn Costco's and Shop Rite. We put together a last minute picnic with a few family members.

09/02-0- Went to Church and came back home. It was a nice lazy day.

09/03 $18.00 ordered out for pizza. Another lazy day.

09/04$3.00 for milk.

09/05 $76.00 groceries, $40.00 gas

09/06 -0-

09/07 $70.00 for DD's 18th. Birthday. Bought presents and a cake.

09/08 $100.00 Dinner out at the casino. Today was my DD's birthday.

09/09 $48.00 Costco's. Only really needed a couple of things but, had to take advantage of the coupons that expired today. Stocked up on Ziploc.

09/10-0-

09/11 $26.00 groceries. Took In-Laws shopping and DH did some shopping. But, he found packs of ground beef marked down. Got 10lbs for $11.00. He's learning well. $50 in gas. (gas is almost $4.00)

09/12-0-
09/13-0- Never left the house.
09/14 $23.00 Pizza
09/15-0- Money maker day. We had a multifamily tag sale.
09/16 $5.00 milk and Sunday paper
09/17-0- Both DH and DD were home sick today.
09/18-0- DD still sick
09/19-0- Stayed in just cuz I was lazy
09/20 $6.00 Milk and produce
09/21 heading to Walmart for RX Wish me luck!!
$39.00 for the day. Only spent $7.00 at Walmart $22.00 at Michaels
for a B'day pressent. $10.00 in produce, 2 veggie platters for 2 parties.
09/22 -0- Birthday party at a friends
09/23 $3.00 Newspaper. Another party for the day.

 

[BernardandMissBianca]

U-verse isn't available here either. The quote I was given was for phone, internet, and 230 channels. I think the quote was $78.00 for the first 12 months and then $128.00 for the next 12 months. Plus they will give me $150 in gift cards. Not a bad deal. Oh yeah, I need to agree to a 1 yr. contract.

Dang, that $150 would almost pay for an iPhone5!
That is a great deal!

They come to cut the cable on Monday and DH and I need to take the box, converter and cable card back.
We finished the spreadsheet too, and it looks like the only thing I have to pay for is 19 Kids and Counting and Craft Wars. But I can live without both.
The only thing I haven't found yet is Princess (on CNBC), I'll kind of miss that show because it helped reinforce the budget.