Interesting poll, greenban, no apologies necessary.
I do, though, strongly disagree with anyone trying to infer anything from this poll. I voted for "Easiest" because we did it all over the phone, got Disney financing then paid it off with a home equity loan before SSR even opened. However, I also could have honestly selected "I love the SSR", "Incentives" (and "Six in a studio with pets"

). I could also say that we bought in because it was the only
DVC resort that Disney was selling at the time - had it been at a different point in time, we could have easily ended up with - and been happy with - any of the other on-site resorts.
You see, we just decided that, given our love of Disney, vacation preferences, empty-nest life situation and financial position, that DVC was the right choice for us. No Machiavellian schemes to minimize our dues, or point costs, or to buy at one DVC resort but primarily utilize others. SSR was what DVC was selling at the time we wanted to buy. I'd been DISing for long enough to know our options, so we went into this with our eyes wide open.
IMHO - YMMV