Spring Direct Incentives 2/9-4/27

[Girlstar30]

It's all good. I won't be buying more direct points for a while, so I don't need to be on anyone's radar!

I understand completely

 

[atthebeachclub]

Does anyone know what the lowest price is right now for current members for 100 or 125 points direct at Polynesian? I have D23 and the Disney credit card. I don’t want to bother my guide as I probably won’t go this route and it’s become a headache. Thank you if you have knowledge!

 

[Steelers0854]

Does anyone know what the lowest price is right now for current members for 100 or 125 points direct at Polynesian? I have D23 and the Disney credit card. I don’t want to bother my guide as I probably won’t go this route and it’s become a headache. Thank you if you have knowledge!

I believe you have to have 150 points to qualify for any of the discounts. So for 100 or 125 you would be paying full price.

 

[tx911]

I believe you have to have 150 points to qualify for any of the discounts. So for 100 or 125 you would be paying full price.

At one point I think the D23 discount went down to 100 points, but idk if that is still the case.

 

[TheThousandthSoul]

Selling a SSR resale 120 contract to buy a SSR direct 150 contract to get the perks... yes or no?

 

[Add-On-Itis]

Selling a SSR resale 120 pts contract to buy a SSR direct 150 pts contract to get the perks... yes or no?

Is it an option to keep both?

 

[TheThousandthSoul]

Is it an option to keep both?

For SSR, I'd do a flip.
The move would be to get the Eligible Membership Extras.

I'm considering other options (RIV), where I wouldn't sell my SSR contract.

 

[airjay75]

Selling a SSR resale 120 pts contract to buy a SSR direct 150 pts contract to get the perks... yes or no?

I would not. I would buy 150 PVB or RIV if I were after blue card benefits. The current SSR sale at 50 points only gets you down to $180/point. So, you’ve got at least an $80/point depreciation hit as soon as you buy. RIV depreciation isn’t any worse than that, but you get a much longer contract and actually some benefit to owning there.

 

[Brian Noble]

Selling a SSR resale 120 pts contract to buy a SSR direct 150 pts contract to get the perks... yes or no?

Are you comfortable with the idea that you might get $0 for the 150 SSR points when you no longer want them? If so, and it still feels like a good way to spend your money, then sure.

And for the record: I assumed my purchase price would be completely lost when all was said and done. If I get anything back in salvage value, it will be found money. I was still okay with the purchase. It's not much different than e.g. buying a new boat.

To quote a long time TUG poster: "Dude, it's a TOY. You're buying a TOY. Treat it like a TOY."

https://tugbbs.com/forums/threads/john-oliver’s-take-on-timeshares.350982/post-2916712

That said, I do think it might make more sense to buy something other than SSR. But only if you can swing the difference without financing.

 

[VGCgroupie]

Are you comfortable with the idea that you might get $0 for the 150 SSR points when you no longer want them? If so, and it still feels like a good way to spend your money, then sure.

And for the record: I assumed my purchase price would be completely lost when all was said and done. If I get anything back in salvage value, it will be found money. I was still okay with the purchase. It's not much different than e.g. buying a new boat.

To quote a long time TUG poster: "Dude, it's a TOY. You're buying a TOY. Treat it like a TOY."

https://tugbbs.com/forums/threads/john-oliver’s-take-on-timeshares.350982/post-2916712

Thought you were possibly quoting yourself for a sec.

 

[Brian Noble]

Yeah, I wish.

But it does remind me of something I've heard a Recovery Speaker say: When you start repeating some saying, it's "Like Dave S. says....". Eventually it's "People around the tables say...". And finally you just say it like it was your own thought.

Very few of my thoughts are mine.

 

[Brian Noble]

 

[TheThousandthSoul]

I would say no not worth it for SSR direct. Other active resorts yes.

I would not. I would buy 150 PVB or RIV if I were after blue card benefits. The current SSR sale at 50 points only gets you down to $180/point. So, you’ve got at least an $80/point depreciation hit as soon as you buy. RIV depreciation isn’t any worse than that, but you get a much longer contract and actually some benefit to owning there.

Are you comfortable with the idea that you might get $0 for the 150 SSR points when you no longer want them? If so, and it still feels like a good way to spend your money, then sure.

And for the record: I assumed my purchase price would be completely lost when all was said and done. If I get anything back in salvage value, it will be found money. I was still okay with the purchase. It's not much different than e.g. buying a new boat.

To quote a long time TUG poster: "Dude, it's a TOY. You're buying a TOY. Treat it like a TOY."

https://tugbbs.com/forums/threads/john-oliver’s-take-on-timeshares.350982/post-2916712

That said, I do think it might make more sense to buy something other than SSR. But only if you can swing the difference without financing.

In my situation (SSR flip), that would be more or less an additional $8760 USD to get the direct perks + an additional 30 points at $180 per point.
That makes me feel better than $36K USD for 150 direct...

And that doesn't mean I wouldn't buy more later in the run.

 

[tx911]

In my situation (SSR flip), that would be more or less an additional $8760 USD to get the direct perks + an additional 30 points at $180 per point.
That makes me feel better than $36K USD for 150 direct...

And that doesn't mean I wouldn't buy more later in the run.

You could still sell the SSR if you bought RIV or Poly.

 

[VGCgroupie]

In my situation (SSR flip), that would be more or less an additional $8760 USD to get the direct perks + an additional 30 points at $180 per point.
That makes me feel better than $36K USD for 150 direct...

And that doesn't mean I wouldn't buy more later in the run.

Maybe Im not following. Is it because you need to own SSR? The extra 30 points would be at a cost of $292 per point. Unless you want to stay at restricted resorts I cant say member perks are worth that much extra money. Especially to own a resort that is very easy to book.

 

[TheThousandthSoul]

You could still sell the SSR if you bought RIV or Poly.

In that case the flip cost would be about $17K.
At that amount I think I'd rather buy another resale contract to add more points.

Maybe Im not following. Is it because you need to own SSR? The extra 30 points would be at a cost of $292 per point. Unless you want to stay at restricted resorts I cant say member perks are worth that much extra money. Especially to own a resort that is very easy to book.

No I'm looking at ways to minimize the premium cost to get the perks (Access to Sorcerer Pass, MMB, and of course MM events). The restricted resorts are not a factor to me, and it is possible to work around (buy resale. rent points. rent cash).
The other perks, there aren't many ways to work around them.

$292 per point for SSR? I don't understand. They would be at $180 ($215 minus $30).

 

[byurick]

This just popped up in the add on tool:

 

[cruisehopeful]

Selling a SSR resale 120 pts contract to buy a SSR direct 150 pts contract to get the perks... yes or no?

I'm trying to follow the comments so far and might have missed something. Do you want to own SSR for SSR stays? If so, go for it. If it's worth it to you personally because I don't think it'll make sense for most people here. If you are buying SAP+ points, I still think Poly is the better option. Of course, you and I are different people with different travel plans.

 

[cruisehopeful]

This just popped up in the add on tool:

View attachment 1062948

Who is going to call to find out?

 

[VGCgroupie]

In that case the flip cost would be about $17K.
At that amount I think I'd rather buy another resale contract to add more points.

No I'm looking at ways to minimize the premium cost to get the perks (Access to Sorcerer Pass, MMB, and of course MM events). The restricted resorts are not a factor to me, and it is possible to work around (buy resale. rent points. rent cash).
The other perks, there aren't many ways to work around them.

$292 per point for SSR? I don't understand. They would be at $180 ($215 minus $30).

I was saying if you take perks out of the equation you are paying that much per point to flip them since your flip yields 30 more points.

Sorcerers pass could be worth it if you know you want one and would buy a pass anyway. It would take a little over 2 years of buying the sorcerers pass for a family of 3 to make the up the cost difference if you factor the extra 30 points at $180pp. I wouldnt factor them at 180. I would factor them in this way, if you took what resale value is at a conservative $100 pp it would take just under 4 years of buying the sorcerers pass to make up for it.

Hopefully this makes sense.